289 Sutton Ln, Franklin, NC 28734 Property Records

Macon County property record for 289 Sutton Ln, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,464 sqft · built 2002
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Aug 2026)
Tax Bill	$2,438 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6593334460`

Property Details

APN / Parcel Number

Primary APN	`6593334460`
Alternative APNs	`139945` `153565` `156778`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,464 sqft Heated Area
1st Floor Area	1,232 sqft
Upper Floors Area	1,200 sqft
Basement Area	1,232 sqft
Unfinished Basement	1,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	440 sqft
Deck Area	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	156778
Street Address	289 SUTTON LN
City	FRANKLIN
State	NC
Zip	28734-4834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR A B & C
Legal Subdivision	CLARKS CHAPEL
Legal Tract	A
Jurisdiction	MACON NC
Township / Civil Division	FRANKLIN
Census Block Group	2
Census Block	2039
Census Tract	970600

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	289 SUTTON LN, FRANKLIN, NC 28734-4834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jan 19, 2024	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 6, 2022	Warranty Deed, Transfer
May 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage ENTEGRA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2026 · Amount on Record
Deed Sale	Aug 12, 2026 · Amount on Record
Prior Sale	Jan 19, 2024 · Amount on Record
Deed Document Number	20265129
Deed Book / Page	44 / 2234
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Aug 12, 2026
Property Address	289 SUTTON LN, FRANKLIN, NC 28734-4834
Document Number	0000005129
Book / Page	44 / 2234
Instrument Date	Aug 12, 2026
Instrument	20265129
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$131,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 SUTTON LN, FRANKLIN, NC 28734-4834

Mortgage

Document Number	0000005130,
Date	Aug 12, 2026
Instrument	20265130

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.43%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	289 SUTTON LN, FRANKLIN, NC 28734-4834
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 HILL TOP WAY, BLOWING ROCK, NC 28605-9372

Mortgage

Document Number	000E44/805
Date	Jan 15, 2026
Book Page	E-44/805
Instrument	2026000262

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	9808 SCRANTON RD, SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jan 19, 2024
Property Address	289 SUTTON LN, FRANKLIN, NC 28734-4834
Document Number	000Y42/399
Book / Page	Y-42 / 399
Map Reference	CARD 9321
Instrument Date	Jan 19, 2024
Instrument	2024000310
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1911, BLOWING ROCK, NC 28605-1911

Mortgage

Document Number	2024000311
Date	Jan 19, 2024
Instrument	2024000311

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Oct 6, 2022
Property Address	289 SUTTON LN, FRANKLIN, NC 28734-4834
Document Number	000D42/909
Book / Page	D-42 / 909
Instrument Date	Sep 28, 2022
Instrument	2022007680
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Amount	Amount Recorded
Tax	$900.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 SUTTON LN, FRANKLIN, NC 28734-4834

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	289 SUTTON LN, FRANKLIN, NC 28734-4834
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Y37/2281
Date	May 31, 2017
Book Page	Y-37/2281

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$703,010 (+50.58%) Land $40,040 Building $662,970	$703,010 (+50.58%) Land $40,040 Building $662,970
2025	$2,438.00 (+50.59%)
2023	$1,619.00	$466,870 Land $40,040 Building $426,830	$466,870 Land $40,040 Building $426,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · Hurricane Ivan

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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