289 State St, Bristol, RI 02809 Property Records

Bristol Town property record for 289 State St, Bristol, RI 02809

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,404 sqft · built 1927
Lot Size0.222 acres (9,679 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Jun 2019)
Tax Bill$4,818 (2026)
Deeds & MortgagesAug 2022 Mortgage
Jul 2021 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN50-0058-65

Property Details

APN / Parcel Number

Primary APN50-0058-65
Alternative APNs
  • BRIS M:33 L:56
  • 2616

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
Gross Area3,115 sqft
Basement Area1,404 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Architectural StyleBungalow
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,679 sqft (0.222 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number50-0058-65
Street Address289 STATE ST
CityBRISTOL
StateRI
Zip02809-3630
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal Lot Number56
JurisdictionBRISTOL RI
Township / Civil DivisionBRISTOL
Census Block Group1
Census Block1006
Census Tract30800

Owner

Source: Bristol Town records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address289 STATE ST, BRISTOL, RI 02809-3630
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 18, 2022Deed of Trust, Mortgage · Second Mortgage (Down Payment)
PEOPLES CU
Jul 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLES CU
Apr 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
STEARNS LENDING INC
Mar 25, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
UNITED WHOLESALE MORTGAGE
Jun 10, 2019Warranty Deed, Transfer · Conventional with PMI
STEARNS LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2019 · Amount on Record
Deed SaleJun 10, 2019 · Amount on Record
Prior SaleApr 30, 2014 · Amount on Record
Deed Document Number20191416
Deed Book / Page1984 / 257
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address289 STATE ST, BRISTOL, RI 02809-3630
Transaction TypeMortgage
Record UpdatedSep 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002184-320
DateAug 18, 2022
Book Page2184/320
Instrument2573
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term241 Months
DueSep 1, 2042

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address289 STATE ST, BRISTOL, RI 02809-3630
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002123-183
DateJul 22, 2021
Book Page2123/183
Instrument11949
Lender
NamePEOPLES CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address289 STATE ST, BRISTOL, RI 02809-3630
Transaction TypeMortgage
Record UpdatedMay 6, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2106-256
DateApr 21, 2021
Book Page2106/256
Instrument10638
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRISTOL RI
Property Address289 STATE ST, BRISTOL, RI 02809-3630
Transaction TypeMortgage
Record UpdatedMar 4, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2027-130
DateMar 25, 2020
Book Page2027/130
Instrument4772
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRISTOL RI
Recording DateJun 10, 2019
Property Address289 STATE ST, BRISTOL, RI 02809-3630
Document Number1984-257
Book / Page001984 / 000257
Instrument DateJun 10, 2019
Instrument1416
Transaction TypeTransfer
Record UpdatedJun 25, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 STATE ST BRISTOL RI 028093630, BRISTOL, RI 02809-3630

Mortgage

Document Number1984-258
DateJun 10, 2019
Book Page001984/000258
Instrument1417
Lender
NameSTEARNS LNDG
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 9, 2049

Tax Assessment & Valuation

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionBristol Town
Unified School DistrictBristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,818.00 (+26.59%)
2025$3,806.00 (+3.45%)$275,400 (-) Land $146,100 Building $129,300
2023$3,679.00 (+2.77%)$275,400 (-) Land $146,100 Building $129,300
2022$3,580.00$275,400 Land $146,100 Building $129,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies49 units insured
incl. 3 condo units
Nearby Flood Claims9 (2010–2021)
Claims Outside the SFHA1 of 9
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBRISTOL COUNTY WATER AUTHORITY
serves 49,000 people · EPA ID RI1647515
Water SourcePurchased surface water from several systems
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
i3 Broadband
Cable
2,000 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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