289 Spread Oak Rd, Keysville, GA 30816 Property Records

Burke County property record for 289 Spread Oak Rd, Keysville, GA 30816

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 1,997 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$1,972 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`064-006C`

Property Details

APN / Parcel Number

Primary APN	`064-006C`
Alternative APN	`18183`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,997 sqft Heated Area
1st Floor Area	880 sqft
2nd Floor Area	1,117 sqft
Basement Area	907 sqft
Finished Basement	907 sqft
Unfinished Basement	456 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	240 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	18183
Street Address	289 SPREAD OAK RD
City	KEYSVILLE
State	GA
Zip	30816-4620
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R1
Legal Description	3.00 AC - PLAT 2017-145
Jurisdiction	BURKE GA
Township / Civil Division	WAYNESBORO
Census Block Group	1
Census Block	1008
Census Tract	950400

Owner

Source: Burke County assessment roll, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	289 SPREAD OAK RD, KEYSVILLE, GA 30816-4620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 3, 2021	Deed of Trust, Mortgage · Conventional with PMI TRUIST BK
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FEDERAL BANK
Oct 26, 2018	Deed of Trust, Mortgage SECURITY FED'L BK
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE GA
Property Address	289 SPREAD OAK RD, KEYSVILLE, GA 30816-4620
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 SPREAD OAK RD, KEYSVILLE, GA 30816-4620
Investor	Possibly a Property Investor

Mortgage

Document Number	0011950000000118
Date	Jun 14, 2021
Book Page	0000001195/0000000118
Instrument	001869

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2041

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE GA
Property Address	289 SPREAD OAK RD, KEYSVILLE, GA 30816-4620
Document Number	0011950118
Instrument Date	Jun 3, 2021
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 SPREAD OAK RD KEYSVILLE GA 308164620, KEYSVILLE, GA 30816-4620

Mortgage

Document Number	0011950118
Date	Jun 14, 2021
Book Page	001195/000118
Instrument	1869

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2041

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE GA
Property Address	289 SPREAD OAK RD, KEYSVILLE, GA 30816-4620
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010570256
Date	Apr 6, 2018
Book Page	1057/256
Instrument	000947

Lender

Name	SECURITY FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Type Change Date	Apr 1, 2024

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE GA
Property Address	289 SPREAD OAK RD, KEYSVILLE, GA 30816-4620
Document Number	0010780272
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	289 SPREAD OAK RD KEYSVILLE GA 308164620, KEYSVILLE, GA 30816-4620

Mortgage

Document Number	0010780272
Date	Nov 9, 2018
Book Page	001078/000272
Instrument	2790

Lender

Name	SECURITY FED'L BK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE GA
Recording Date	Feb 5, 2018
Property Address	289 SPREAD OAK RD, KEYSVILLE, GA 30816-4620
Document Number	0010490228
Book / Page	001049 / 000228
Instrument Date	Jan 19, 2018
Instrument	288
Transaction Type	Transfer
Record Updated	Jan 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Burke County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Burke County
Unified School District	Burke County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,972.00 (-17.28%)	$114,343 (+2.4%) Land $6,867 Building $107,476	$285,858 (+2.4%) Land $17,168 Building $268,690
2023	$2,384.00 (+15.95%)	$111,661 Land $5,835 Building $105,826	$279,152 Land $14,587 Building $264,565
2022	$2,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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