289 Saxony Loop, Summerville, SC 29486 Property Records

Berkeley County property record for 289 Saxony Loop, Summerville, SC 29486

Property Summary

Property Type	Single Family Home
Details	4,116 sqft · built 2021
Lot Size	0.187 acres (8,144 sqft)
Owner	Individual Name on Record
Last Sale	$432,000 (Jan 2021)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	May 2026 Transfer May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`179-15-04-007`

Property Details

APN / Parcel Number

Primary APN	`179-15-04-007`
Alternative APN	`195-00-00-086`

Interior

Building Area	4,116 sqft Finished Area
1st Floor Area	1,844 sqft
2nd Floor Area	2,272 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,144 sqft (0.187 acres)
Garage Area	456 sqft
Porch	Slab
Porch Area	266 sqft

Location & Zoning

Street Address	289 SAXONY LOOP
City	SUMMERVILLE
State	SC
Zip	29486-6939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	LOT 45SAXONY LAKE PH 4
Legal Subdivision	CANE BAY (SAXONY LAKE)
Legal Lot Number	45
Jurisdiction	BERKELEY SC
Township / Civil Division	GOOSE CREEK-HANAHAN
Census Block Group	2
Census Block	2025
Census Tract	20711

Owner

Source: Berkeley County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	289 SAXONY LOOP, SUMMERVILLE, SC 29486-6939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Quit Claim Deed, Transfer SIMPLIFILE
May 1, 2026	Deed of Trust · Conventional Mortgage ROCKET MORTGAGE LLC
May 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2021	Deed, Subdivision Related Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2021 · Amount on Record
Deed Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	20213504
Deed Book / Page	3663 / 665
Last Transfer Date	May 22, 2026
Transfer Doc	0000018241
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERKELEY SC
Recording Date	May 22, 2026
Property Address	289 SAXONY LOOP, SUMMERVILLE, SC 29486-6939
Document Number	0000018241
Book / Page	5586 / 150
Instrument Date	May 22, 2026
Instrument	202618241
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 SAXONY LOOP, SUMMERVILLE, SC 29486-6939

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	May 1, 2026
Property Address	289 SAXONY LOOP, SUMMERVILLE, SC 29486-6939
Document Number	0000015208
Book / Page	5561 / 153
Instrument Date	Apr 27, 2026
Instrument	2026.15208
Record Updated	May 8, 2026
Title Company	SIMPLIFILE (RECORDING SERVIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 SAXONY LOOP, SUMMERVILLE, SC 29486-6939

Mortgage

Document Number	0000015208,
Date	May 1, 2026
Book Page	5561/153
Instrument	2026.15208

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	May 1, 2026
Property Address	289 SAXONY LOOP, SUMMERVILLE, SC 29486-6939
Document Number	05561/0153
Book / Page	5561 / 153
Instrument Date	Apr 27, 2026
Instrument	202615208
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 SAXONY LOOP, SUMMERVILLE, SC 29486-6939

Mortgage

Document Number	0000015208,
Date	May 1, 2026
Book Page	5561/153
Instrument	202615208

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Jan 25, 2021
Property Address	289 SAXONY LOOP, SUMMERVILLE, SC 29486-6939
Document Number	03663/0665
Book / Page	3663 / 665
Map Reference	DOC 2019033763
Instrument Date	Jan 15, 2021
Instrument	2021003504
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,598.40
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	289 SAXONY LOOP, SUMMERVILLE, SC 29486-6939

Mortgage

Document Number	2021003505
Date	Jan 25, 2021
Instrument	2021003505

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$588,000 (+2,4%) Land $120,000 Building $468,000	$588,000 (-) Land $120,000 Building $468,000
2025	$2,432.00 (+3.53%) Homeowner's exemption	$23,520 (-) Land $4,800 Building $18,720	$588,000 (-) Land $120,000 Building $468,000
2024	$2,349.00 (-2.49%) Homeowner's exemption	$23,520 (+12.21%) Land $4,800 Building $18,720	$588,000 (+12.21%) Land $120,000 Building $468,000
2022	$2,409.00 Homeowner's exemption	$20,960 Land $3,800 Building $17,160	$524,000 Land $95,000 Building $429,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 277 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	277 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BCWSA SANGAREE W/D (0820002) serves 95,345 people · EPA ID SC0820002
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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