Essex County and West Orange Township property record for 289 Saint Cloud Ave, West Orange, NJ 07052
| Property Type | Single Family Home |
|---|---|
| Details | 1,910 sqft · built 1949 |
| Lot Size | 0.623 acres (27,151 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $858,000 (Jun 2022) |
| Tax Bill | $23,265 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-00168-0000-00015-02 |
| Primary APN | 22-00168-0000-00015-02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,910 sqft Living Area |
| 1st Floor Area | 1,910 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Frame |
| Lot Area | 27,151 sqft (0.623 acres) |
| Lot Dimensions | 362 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2200168000000015B |
|---|---|
| Street Address | 289 SAINT CLOUD AVE |
| City | WEST ORANGE |
| State | NJ |
| Zip | 07052-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | 75X362 |
| Legal Block | 168 |
| Legal Lot Number | 15.2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | WEST ORANGE |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 18000 |
Source: Essex County and West Orange Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 289 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| Jun 2, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage REALFI HOME FUNDING CORP |
| Aug 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 6, 2017 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 2, 2022 · Amount on Record |
| Deed Sale | Jun 2, 2022 · Amount on Record |
| Prior Sale | Feb 6, 2017 · Amount on Record |
| Deed Document Number | 202254188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 289 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001777 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 2026001777 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 2, 2022 |
| Property Address | 289 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2507 |
| Document Number | 0000054188 |
| Instrument Date | May 25, 2022 |
| Instrument | 2022054188 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,145.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 MANOR PARK, 124, LONDON XX |
| Name | Verified Name |
|---|---|
| Address | 289 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2507 |
| Document Number | 0000054189 |
|---|---|
| Date | Jun 2, 2022 |
| Instrument | 2022054189 |
| Name | REALFI HOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 289 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2507 |
| Document Number | 0000079144 |
| Instrument Date | Aug 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 289 SAINT CLOUD AVE WEST ORANGE NJ 070522507, WEST ORANGE, NJ 07052-2507 |
| Document Number | 0000079144 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 79144 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 17, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Feb 6, 2017 |
| Property Address | 289 SAINT CLOUD AVE, WEST ORANGE, NJ 07052-2507 |
| Document Number | 0000010844 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 10844 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE CO. |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 289 SAINT CLOUD AVE WEST ORANGE NJ 070522507, WEST ORANGE, NJ 07052-2507 |
| Document Number | 10850 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 10850 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 5, 2047 |
Source: Essex County and West Orange Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | West Orange Township |
| Unified School District | West Orange Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $885,600 (-) Land $373,000 Building $512,600 | $885,600 (-) Land $373,000 Building $512,600 | |
| 2025 | $23,265.00 (+31.4%) | $885,600 (+134.29%) Land $373,000 Building $512,600 | $885,600 (+134.29%) Land $373,000 Building $512,600 |
| 2024 | $17,705.00 (+5.57%) | ||
| 2023 | $378,000 Land $170,100 Building $207,900 | $378,000 Land $170,100 Building $207,900 | |
| 2022 | $16,771.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 27 (1978–2021) |
| Claims Outside the SFHA | 15 of 27 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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