289 S River Rd, Covington, IN 47932 Property Records

Fountain County property record for 289 S River Rd, Covington, IN 47932

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,240 sqft · built 1995
Lot Size	9.23 acres (402,059 sqft)
Owner	Individual Name on Record
Tax Bill	$1,572 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`017B090221500100`

Property Details

APN / Parcel Number

Primary APN	`017B090221500100`
Alternative APNs	`23-13-02-215-001.000-015` `00001011930` `0170040602`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,240 sqft Living Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	402,059 sqft (9.23 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	00001011930
Street Address	289 S RIVER RD
City	COVINGTON
State	IN
Zip	47932-8059
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	017-00406-02 PT NE SE 2-19-9 9.23A MP B09-02-215-00100
Jurisdiction	FOUNTAIN IN
Township / Civil Division	TROY
Census Block Group	4
Census Block	4052
Census Tract	957800

Owner

289 S River Rd is owned and occupied by an individual.

Source: Fountain County records, as of June 19, 2026

Owner of Record	Individual Name on Record
Mailing Address	289 S RIVER RD, COVINGTON, IN 47932-8059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONS MORTGAGE CORP
Dec 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 11, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Jan 22, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	289 S RIVER RD, COVINGTON, IN 47932-8059
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202502976
Date	Dec 15, 2025
Instrument	202502976

Lender

Name	NATIONS MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	289 S RIVER RD, COVINGTON, IN 47932-8059
Transaction Type	Mortgage
Record Updated	Jan 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202203044
Date	Dec 21, 2022
Instrument	202203044

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	289 S RIVER RD, COVINGTON, IN 47932-8059
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101595
Date	Jun 11, 2021
Instrument	202101595

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOUNTAIN IN
Property Address	289 S RIVER RD, COVINGTON, IN 47932-8059
Transaction Type	Mortgage
Record Updated	Feb 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000187
Date	Jan 22, 2020
Instrument	202000187

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 289 S River Rd was $1,572 with a homeowner's exemption, down 2.8% from the year before.

Source: Fountain County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Fountain County
County Subdivision	Troy Township
Unified School District	Covington Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,572.00 (-2.84%) Homeowner's exemption	$248,100 Land $65,900 Building $182,200	$248,100 Land $65,900 Building $182,200
2024	$1,618.00 (-6.2%)
2023	$1,725.00 (-2.21%)	$225,300 (+5.87%) Land $62,900 Building $162,400	$225,300 (+5.87%) Land $62,900 Building $162,400
2022	$1,764.00	$212,800 Land $60,900 Building $151,900	$212,800 Land $60,900 Building $151,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 289 S River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2013

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 289 S River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Watch TV.

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