289 River Rd, Milton, WV 25541 Property Records

Cabell County property record for 289 River Rd, Milton, WV 25541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,352 sqft · built 2004
Lot Size	0.87 acres (37,897 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Dec 2024)
Tax Bill	$1,222 (2026)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`03-20G-0052.0000`

Property Details

APN / Parcel Number

Primary APN	`03-20G-0052.0000`
Alternative APN	`06-03-20G-0052.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	2,704 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	37,897 sqft (0.87 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	289 RIVER RD
City	MILTON
State	WV
Zip	25541-7168
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LTS 14&15 & PAR STEW & GORE 289 RIVER RD MILTON
Legal Lot Number	14,15
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	1
Census Block	1012
Census Tract	10802

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	289 RIVER RD, MILTON, WV 25541-7168
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2024	Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB
Jul 10, 2017	Deed of Trust, Mortgage · FHA Mortgage VICTORIAN FINANCE LLC
Aug 11, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Deed Document Number	20246215517
Deed Book / Page	1515 / 381
Prior Transfer Date	Aug 10, 2017
Prior Transfer Doc	0001373/94
Record Updated	Oct 29, 2026

December 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	Dec 12, 2024
Property Address	289 RIVER RD, MILTON, WV 25541-7168
Document Number	001515/381
Book / Page	1515 / 381
Instrument Date	Nov 14, 2024
Instrument	6215517
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006215518
Date	Dec 12, 2024
Instrument	6215518

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2054

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABELL WV
Property Address	1230 RIVER RD, MILTON, WV 25541-9318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BESTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2668/41
Date	Jul 10, 2017
Book Page	2668/41
Instrument	5939455

Lender

Name	VICTORIAN FINANCE LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABELL WV
Recording Date	Aug 11, 2017
Property Address	289 RIVER RD, MILTON, WV 25541-7168
Document Number	0001373/94
Book / Page	1373 / 94
Map Reference	DB 1360 PG 182
Instrument Date	Aug 10, 2017
Instrument	5943251
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,222.00 (+31.68%)	$90,180 (+32.89%) Land $21,480 Building $68,700	$150,300 (+32.89%) Land $35,800 Building $114,500
2025	$928.00 (+10.34%)	$67,860 (+10.77%) Land $16,380 Building $51,480	$113,100 (+10.77%) Land $27,300 Building $85,800
2023	$841.00 (-16.4%)	$61,260 (-15.83%) Land $13,500 Building $47,760	$102,100 (-15.83%) Land $22,500 Building $79,600
2022	$1,006.00	$72,780 Land $13,500 Building $59,280	$121,300 Land $22,500 Building $98,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 40% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON WATER serves 5,446 people · EPA ID WV3300609
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Aug 2018
Monitoring and Reporting	48 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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