289 Reef Point Way, Unit 3, Oceanside, CA 92058 Property Records

San Diego County property record for 289 Reef Point Way, Unit 3, Oceanside, CA 92058

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,410 sqft · built 2006
Lot Size	5.41 acres (235,809 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Apr 2022)
Tax Bill	$7,665 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone A99 (high risk)
APN	`158-051-19-79`

Property Details

APN / Parcel Number

Primary APN	`158-051-19-79`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,410 sqft Living Area

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Lot Area	235,809 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	289 REEF POINT WAY, 3
City	OCEANSIDE
State	CA
Zip	92058-0844
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-C-H
Legal Description	LOT 1 US 79PER DOC05-975347&UND INT IN BLDG ENVELOPE 15 IN TR 015171
Legal Subdivision	PELICAN COVE
Legal Tract	015171
Legal Block	2
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2012
Census Tract	18622

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	289 REEF POINT WAY, 3, OCEANSIDE, CA 92058-0844
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
May 11, 2021	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2022 · Amount on Record
Deed Sale	Apr 15, 2022 · Amount on Record
Prior Sale	May 11, 2021 · Amount on Record
Deed Document Number	2022166257
Record Updated	Sep 20, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 15, 2022
Property Address	289 REEF POINT WAY UNIT 3, 3, OCEANSIDE, CA 92058-0844
Document Number	0000166257
Map Reference	MAP 15171
Instrument Date	Mar 22, 2022
Instrument	2022-0166257
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	289 REEF POINT WAY UNIT 3, 3, OCEANSIDE, CA 92058-0844

Mortgage

Document Number	0000166258
Date	Apr 15, 2022
Instrument	2022-0166258

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2021
Property Address	289 REEF POINT WAY UNIT 3, 3, OCEANSIDE, CA 92058-0844
Document Number	0000362849
Map Reference	MAP 15171
Instrument Date	May 8, 2021
Instrument	2021-0362849
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	LANDWOOD TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	289 REEF POINT WAY UNIT 3, 3, OCEANSIDE, CA 92058-0844

Mortgage

Document Number	0000362850
Date	May 11, 2021
Instrument	2021-0362850

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$703,573 (+2%) Land $428,689 Building $274,884
2025	$7,665.00 (+14.81%) Homeowner's exemption	$689,779 (+13.45%) Land $420,284 Building $269,495
2023	$6,676.00 (+10.6%) Homeowner's exemption	$608,000 Land $370,000 Building $238,000
2022	$6,036.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A99 high risk · federal flood protection under construction
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	102 units insured incl. 33 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, FiberFirst, Frontier, GeoLinks, T-Mobile, Verizon.

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