Buncombe County property record for 289 Rainbow Ter, Black Mountain, NC 28711
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 968 sqft · built 1969 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,208 (2025) |
| Deeds & Mortgages | Jul 2025 Mortgage May 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0710-61-3269-00000 |
| Primary APN | 0710-61-3269-00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 968 sqft Living Area |
| Gross Area | 1,912 sqft |
| 1st Floor Area | 968 sqft |
| Basement Area | 944 sqft |
| Finished Basement | 472 sqft |
| Unfinished Basement | 472 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 204 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 190 sqft |
| Patio Area | 133 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 071019612273000 |
|---|---|
| Street Address | 289 RAINBOW TER |
| City | BLACK MOUNTAIN |
| State | NC |
| Zip | 28711-8439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2024-09-23 DEE |
| Legal Description | DEED DATE: 2024-09-23 DEED: 6440-745 SUBDIV: RAINBOW TERRACE BLOCK: LOT: 13 SECTION: PLAT: 0033-0134 |
| Legal Subdivision | RAINBOW TERRACE |
| Legal Lot Number | 13 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | BLACK MOUNTAIN |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 3106 |
Source: Buncombe County records · APN 0710-61-3269-00000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 100 LAUREL CIRCLE DR, BLACK MOUNTAIN, NC 28711-3008 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Jul 18, 2025 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| May 20, 2025 | Warranty Deed, Transfer |
| Sep 23, 2024 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2025 |
| Deed Sale | May 20, 2025 |
| Prior Sale | Sep 23, 2024 · Amount on Record |
| Deed Document Number | 0064931276 |
| Deed Book / Page | 6493 / 1276 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Property Address | 289 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 100 LAUREL CIRCLE DR, BLACK MOUNTAIN, NC 28711-3008 |
| Investor | Possibly a Property Investor |
| Document Number | 0065090652 |
|---|---|
| Date | Jul 18, 2025 |
| Book Page | 6509/652 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 26, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | May 20, 2025 |
| Property Address | 289 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 0064931276 |
| Book / Page | 6493 / 1276 |
| Instrument Date | May 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 LAUREL CIRCLE DR, BLACK MOUNTAIN, NC 28711-3008 |
| Name | Verified Name |
|---|---|
| Address | 100 LAUREL CIRCLE DR, BLACK MOUNTAIN, NC 28711-3008 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Sep 23, 2024 |
| Property Address | 289 RAINBOW TER, BLACK MOUNTAIN, NC 28711-8439 |
| Document Number | 0064400745 |
| Book / Page | 6440 / 745 |
| Map Reference | MB 33 PG 134-A |
| Instrument Date | Sep 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1709 HENDERSONVILLE RD, ASHEVILLE, NC 28803-3214 |
| Name | Verified Name |
|---|---|
| Address | 100 LAUREL CIRCLE DR, BLACK MOUNTAIN, NC 28711-3008 |
Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Black Mountain Town |
| Unified School District | Buncombe County Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,208.00 (+5.9%) | $254,600 (-) | |
| 2023 | $2,085.00 | $254,600 | $254,600 (-) Land $115,900 Building $138,700 |
| 2021 | $254,600 Land $115,900 Building $138,700 |
Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), as of April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210031061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 11 (2004–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
Based on FCC filings for 223 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NC0111020, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF BLACK MOUNTAIN serves 11,976 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures