289 Oyster Shell Rd, Laneview, VA 22504 Property Records

Essex County property record for 289 Oyster Shell Rd, Laneview, VA 22504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,001 sqft · built 1989
Lot Size	1.78 acres (77,885 sqft)
Owner	Individual Name on Record
Tax Bill	$4,318 (2026)
Deeds & Mortgages	Mar 2021 Refinance Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`60-54C`

Property Details

APN / Parcel Number

Primary APN	`60-54C`
Alternative APN	`3846`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,001 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	77,885 sqft (1.78 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	378 sqft
Deck Area	100 sqft
Storage Building	120 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Other
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3846
Street Address	289 OYSTER SHELL RD
City	LANEVIEW
State	VA
Zip	22504-2067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	ADJ JOHNSON LOT 1
Legal Subdivision	ADJ JOHNSON
Legal Lot Number	1
Jurisdiction	ESSEX VA
Township / Civil Division	SOUTH
Census Block Group	1
Census Block	1018
Census Tract	950800

Owner

Source: Essex County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1305 HAMPTON ST, RICHMOND, VA 23220-6625
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Sep 3, 2025	Deed, Transfer · Conventional Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX VA
Property Address	289 OYSTER SHELL RD, LANEVIEW, VA 22504-2067
Transaction Type	Mortgage
Record Updated	Oct 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000423
Date	Mar 12, 2021
Instrument	210000423

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX VA
Recording Date	Sep 3, 2025
Property Address	289 OYSTER SHELL RD, LANEVIEW, VA 22504-2067
Document Number	0250001109
Map Reference	MB 17 PG 11
Instrument Date	Aug 19, 2025
Instrument	250001109
Transaction Type	Transfer
Record Updated	Oct 3, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$885.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1305 HAMPTON ST, RICHMOND, VA 23220-6625

Mortgage

Document Number	0250001110
Date	Sep 3, 2025
Instrument	250001110

Lender

Name	CHESAPEAKE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.24%
Type Change Date	Oct 1, 2028
Change Frequency	3 Years
Min Rate At Change	5.24%
Max Rate At Change	9.24%
Index	3-Year TN
Margin	5
Max Rate	13.2%

Tax Assessment & Valuation

Source: Essex County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Essex County
Unified School District	Essex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,318.00	$785,200 (-) Land $307,800 Building $477,400	$785,200 (-) Land $307,800 Building $477,400
2025	$4,318.00 (-7.56%)	$785,200 (+22.71%) Land $307,800 Building $477,400	$785,200 (+22.71%) Land $307,800 Building $477,400
2023	$4,671.00	$639,900 Land $289,400 Building $350,500	$639,900 Land $289,400 Building $350,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2003–2020)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Aug 2020 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	25 / 5

May also be available: Breezeline, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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