289 Mountain Rd, Cape Neddick, ME 03902 Property Records

York County and York Town property record for 289 Mountain Rd, Cape Neddick, ME 03902

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,334 sqft · built 1938
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Jul 2022)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:096 B:087`

Property Details

APN / Parcel Number

Primary APN	`M:096 B:087`
Alternative APNs	`YORK M:0096 B:0087` `000078` `78`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,334 sqft Living Area
Gross Area	2,013 sqft
1st Floor Area	667 sqft
Basement Area	667 sqft
Unfinished Basement	667 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,681 sqft (0.36 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	78
Street Address	289 MOUNTAIN RD
City	CAPE NEDDICK
State	ME
Zip	03902-7912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G2
Legal Block	87
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3002
Census Tract	36002

Owner

Source: York County and York Town records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	289 MOUNTAIN RD, CAPE NEDDICK, ME 03902-7912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Deed of Trust, Mortgage FREEDOM MORTGAGE CORP
Jul 12, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Jan 4, 2016 · Amount on Record
Deed Document Number	202229449
Deed Book / Page	19068 / 578
Prior Transfer Date	Jul 7, 2022
Prior Transfer Doc	0190680578
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	289 MOUNTAIN RD, CAPE NEDDICK, ME 03902-7912
Transaction Type	Mortgage
Record Updated	Mar 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198460085
Date	Feb 19, 2026
Book Page	19846/85
Instrument	2026005472

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Jul 12, 2022
Property Address	289 MOUNTAIN RD, CAPE NEDDICK, ME 03902-7912
Document Number	0190680578
Book / Page	19068 / 578
Instrument Date	Jul 7, 2022
Instrument	2022029449
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture

Mortgage

Document Number	2022029450
Date	Jul 12, 2022
Instrument	2022029450

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,000.00 (+3.79%)	$484,800 (+5.67%) Land $127,800 Building $357,000
2024	$3,854.00 (+4.25%)	$458,800 (+4.87%) Land $127,800 Building $331,000
2023	$3,697.00 (+21.09%)	$437,500 (+22.51%) Land $106,500 Building $331,000	$501,695
2022	$3,053.00	$357,100 Land $106,500 Building $250,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Dec 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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