289 Main St, Poughkeepsie, NY 12601 Property Records

Dutchess County and Poughkeepsie City property record for 289 Main St, Poughkeepsie, NY 12601

Property Summary

Property Type	Commercial
Details	17,250 sqft · built 1982
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$530,000 (Sep 2019)
Tax Bill	$55,554 (2025)
Deeds & Mortgages	Apr 2021 Refinance Jun 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`131300-6162-77-078097-0000`

Property Details

APN / Parcel Number

Primary APN	`131300-6162-77-078097-0000`
Alternative APNs	`130000616200770780970000` `131300 6.162-77-78.97` `285040`

Interior

Stories	3 Stories
Building Area	17,250 sqft Gross Area
Basement Area	6,076 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	292 ft deep x 51 ft wide
View / Lot	Commercial

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	285040
Street Address	289 MAIN ST
City	POUGHKEEPSIE
State	NY
Zip	12601-3190
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-2
Legal Description	0.16 AC (C) 1853 0890 1684 0205
Legal Block	77
Legal Lot Number	78
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3002
Census Tract	221100

Owner

Source: Dutchess County and Poughkeepsie City records, as of July 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	278 MILL ST, 101, POUGHKEEPSIE, NY 12601-3112
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance M & T BANK
Jun 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance LAKELAND BANK
Aug 6, 2020	Loan Modification, Mortgage M&T BK
Sep 23, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on Record
Deed Sale	Sep 23, 2019 · Amount on Record
Prior Sale	Jan 4, 2012 · Amount on Record
Deed Document Number	20196204
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	289 MAIN ST, POUGHKEEPSIE, NY 12601-3190
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052190
Date	Apr 23, 2021
Instrument	52190

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	289 MAIN ST, POUGHKEEPSIE, NY 12601-3190
Transaction Type	Mortgage
Record Updated	Feb 13, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053332
Date	Jun 14, 2022
Instrument	53332

Lender

Name	LAKELAND BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUTCHESS NY
Property Address	289 MAIN ST, POUGHKEEPSIE, NY 12601-3107
Document Number	0000003611
Instrument Date	Aug 6, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	FIRST HUDSON TITLE AGENCY LLC, FIRST HUDSON TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	278 MILL ST #100 POUGHKEEPSIE NY 126013112, 100, POUGHKEEPSIE, NY 12601-3112

Mortgage

Document Number	0000003611
Date	Aug 12, 2020
Instrument	3611

Lender

Name	M&T BK
Type	Bank
Address	1 FOUNTAIN PLZ, BUFFALO, NY 14203-1420

Agreement

Amount	Amount Recorded

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Sep 23, 2019
Property Address	289 MAIN ST, POUGHKEEPSIE, NY 12601-3107
Document Number	0000006204
Instrument Date	Sep 13, 2019
Instrument	6204
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	278 MILL ST #101 POUGHKEEPSIE NY 126013112, 101, POUGHKEEPSIE, NY 12601-3112

Tax Assessment & Valuation

Source: Dutchess County and Poughkeepsie City assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
Municipality	Poughkeepsie City
Unified School District	Poughkeepsie City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$55,554.00 (+88.52%)	$1,643,400 (-) Land $78,100 Building $1,565,300	$1,643,400 (-) Land $78,100 Building $1,565,300
2024	$29,468.00	$1,643,400 (+4%) Land $78,100 Building $1,565,300	$1,643,400 (+4%) Land $78,100 Building $1,565,300
2023		$1,580,200 (+1%) Land $78,100 Building $1,502,100	$1,580,200 (+1%) Land $78,100 Building $1,502,100
2022		$1,436,500 Land $71,000 Building $1,365,500	$1,436,500 Land $71,000 Building $1,365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE CITY serves 30,639 people · EPA ID NY1330291
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Oct 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Optimum, T-Mobile.

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