289 Lustrosos St, Oceanside, CA 92057 Property Records

San Diego County property record for 289 Lustrosos St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1981
Lot Size	0.78 acres (3,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$590,000 (Aug 2026)
Tax Bill	$5,903 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`157-512-13-00`

Property Details

APN / Parcel Number

Primary APN	`157-512-13-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Lot Area	3,414 sqft (0.78 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	289 LUSTROSOS ST
City	OCEANSIDE
State	CA
Zip	92057-5239
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 392 TR 009529
Legal Subdivision	HERMOSA MANOR
Legal Tract	009529
Legal Block	3
Legal Lot Number	392
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18609

Owner

Source: San Diego County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	289 LUSTROSOS ST, OCEANSIDE, CA 92057-5239
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 14, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 29, 2021	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 11, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Jun 14, 2023 · Amount on Record
Deed Document Number	2026246971
Prior Transfer Date	May 10, 1995
Prior Transfer Doc	0000205929
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2026
Property Address	289 LUSTROSOS ST, OCEANSIDE, CA 92057-5239
Document Number	0000246971
Instrument Date	Aug 10, 2026
Instrument	2026246971
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	N TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$65,549.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 LUSTROSOS ST, OCEANSIDE, CA 92057-5239

Mortgage

Document Number	0000246972,
Date	Aug 21, 2026
Instrument	2026246972

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2023
Property Address	289 LUSTROSOS ST, OCEANSIDE, CA 92057-5239
Document Number	0000155735
Map Reference	MAP 9629
Instrument Date	Apr 24, 2023
Instrument	2023-0155735
Transaction Type	Transfer
Record Updated	Jun 23, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	289 LUSTROSOS ST, OCEANSIDE, CA 92057-5239
Investor	Possibly a Property Investor

Mortgage

Document Number	0000155736
Date	Jun 14, 2023
Instrument	2023-0155736

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 29, 2021
Property Address	289 LUSTROSOS ST, OCEANSIDE, CA 92057-5239
Document Number	0000471742
Map Reference	MAP 9529
Instrument Date	Jun 1, 2021
Instrument	2021-0471742
Transaction Type	Transfer
Record Updated	Jul 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 921, SAN MARCOS, CA 92079-0921

Mortgage

Document Number	0000471743
Date	Jun 29, 2021
Instrument	2021-0471743

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2020
Property Address	289 LUSTROSOS ST, OCEANSIDE, CA 92057-5239
Document Number	0000445324
Instrument Date	Jul 24, 2020
Instrument	445324
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1512 SUMMERTREE CT RICHARDSON TX 750824722, RICHARDSON, TX 75082-4722

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$541,214 (+2%) Land $419,442 Building $121,772
2025	$5,903.00 (+26.97%) Homeowner's exemption	$530,603 (+27.5%) Land $411,218 Building $119,385
2023	$4,649.00 (+1.53%)	$416,160 Land $322,524 Building $93,636
2022	$4,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1980)
Most Recent Claim	Aug 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, T-Mobile.

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