Washington County property record for 289 Jay St, Saint Paul, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,164 sqft · built 1983 |
| Lot Size | 0.286 acres (12,445 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $44,500 (Oct 2017) |
| Tax Bill | $6,210 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-030-21-42-0053 |
| Primary APN | 30-030-21-42-0053 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,164 sqft Living Area |
| Basement Area | 692 sqft |
| Finished Basement | 18 sqft |
| Unfinished Basement | 674 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 12,445 sqft (0.286 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 289 JAY ST |
|---|---|
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-1862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISIONNAME WOOLSTENCROFT ADD LOT 9 BLOCK 1 SUBDIVISIONCD 25525 |
| Legal Range | 21W |
| Legal Township | 30N |
| Legal Section | 30 |
| Legal Subdivision | WOOLSTENCROFT ADD |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | WASHINGTON MN |
| Township / Civil Division | BIRCHWOOD VILLAGE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 70303 |
Source: Washington County records, as of June 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 289 JAY ST, SAINT PAUL, MN 55110-1862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BELL BANK |
| Sep 13, 2017 | Deed of Trust, Mortgage · Line of Credit DEERWOOD BANK |
| Mar 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BELL BANK |
| Oct 18, 2017 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on Record |
| Deed Sale | Oct 18, 2017 · Amount on Record |
| Deed Document Number | 20174132145 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 289 JAY ST, WHITE BEAR LAKE, MN 55110-1862 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2021 |
| Title Company | MINNESOTA TITLE |
| Name | Verified Name |
|---|
| Document Number | 0004327044 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 4327044 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | OMAHA, NE 68103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 289 JAY ST, WHITE BEAR LAKE, MN 55110-1862 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004127496 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 4127496 |
| Name | DEERWOOD BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55120 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 31, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Property Address | 289 JAY ST, WHITE BEAR LAKE, MN 55110-1862 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004147874 |
|---|---|
| Date | Mar 16, 2018 |
| Instrument | 4147874 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55125 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 15, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MN |
| Recording Date | Oct 18, 2017 |
| Property Address | 289 JAY ST, WHITE BEAR LAKE, MN 55110-1862 |
| Document Number | 0004132145 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 4132145 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,453.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 289 JAY ST, WHITE BEAR LAKE, MN 55110-1862 |
| Investor | Possibly a Property Investor |
| Document Number | 0004132146 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 4132146 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Washington County assessment roll, as of June 9, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Birchwood Village City |
| County | Washington County |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,210.00 (+19.24%) Homeowner's exemption | ||
| 2025 | $544,700 (+1.6%) Land $151,500 Building $393,200 | $544,700 (+1.6%) Land $151,500 Building $393,200 | |
| 2024 | $536,100 (+6.41%) Land $156,500 Building $379,600 | $536,100 (+6.41%) Land $156,500 Building $379,600 | |
| 2023 | $5,208.00 | ||
| 2022 | $503,800 Land $174,100 Building $329,700 | $503,800 Land $174,100 Building $329,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Birchwood serves 864 people · EPA ID MN1820003 |
|---|---|
| Water Source | Purchased groundwater from White Bear Lake |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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