289 James St, Kannapolis, NC 28083 Property Records

Cabarrus County property record for 289 James St, Kannapolis, NC 28083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,180 sqft · built 2020
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on File
Last Sale	$181,500 (Oct 2020)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Oct 2020 Sale Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5613 86 6761`

Property Details

APN / Parcel Number

Primary APN	`5613 86 6761`
Alternative APNs	`04037 0033.100000` `125213` `150970`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	1,340 sqft
1st Floor Area	1,180 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,492 sqft (0.172 acres)
Lot Width	163 ft Width
Driveway	Concrete Driveway
Driveway Area	663 sqft
Porch	Slab
Porch Area	80 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	150970
Street Address	289 JAMES ST
City	KANNAPOLIS
State	NC
Zip	28083-4524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 1 NEW LIFE DEVELOPERS LLC
Legal Subdivision	OLD CENTERGROVE
Legal Lot Number	1
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	2
Census Block	2038
Census Tract	40800

Owner

Source: Cabarrus County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4900, SCOTTSDALE, AZ 85261-4900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 9, 2020	Deed of Trust, Construction Loan · Line of Credit BUILDER FIN INC
Feb 6, 2019	Deed of Trust, Mortgage · Line of Credit BUILDER FIN INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 15, 2020 · Amount on Record
Deed Sale	Oct 15, 2020 · Amount on Record
Deed Book / Page	14580 / 317
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 15, 2020
Property Address	289 JAMES ST, KANNAPOLIS, NC 28083-4524
Document Number	14580317
Book / Page	014580 / 000317
Instrument Date	Oct 13, 2020
Instrument	35668
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 15087 SANTA ANA CA 927350087, SANTA ANA, CA 92735-0087

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Apr 9, 2020
Property Address	289 JAMES ST, KANNAPOLIS, NC 28083-4524
Document Number	14107120
Book / Page	014107 / 000120
Instrument Date	Apr 2, 2020
Instrument	10615
Transaction Type	Construction Loan
Record Updated	Oct 5, 2020
Title Company	SOURCEPOINT FULFILLMENT SERVICES, SOURCEPOINT FULFILLMENT SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1096 CONCORD NC 280261096, CONCORD, NC 28026-1096

Mortgage

Document Number	14107120
Date	Apr 9, 2020
Book Page	014107/000120
Instrument	10615

Lender

Name	BUILDER FIN INC
Address	NEW YORK, NY 10022

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Apr 8, 2021

Interest

Rate Type	Adjustable Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	289 JAMES ST, KANNAPOLIS, NC 28083-4524
Document Number	13400190
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	ISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1962 CONCORD NC 280261962, CONCORD, NC 28026-1962
Investor	Possibly a Property Investor

Mortgage

Document Number	13400190
Date	Mar 5, 2019
Book Page	013400/000190
Instrument	5022

Lender

Name	BUILDER FIN INC
Address	NEW YORK, NY 10022

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Kannapolis City Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,024.00 (+31.36%)	$266,350 (+58.54%) Land $45,000 Building $221,350
2024			$266,350 (+58.54%) Land $45,000 Building $221,350
2023	$2,302.00	$168,000 Land $34,000 Building $134,000	$168,000 Land $34,000 Building $134,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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