289 Hawks Lake Dr, Seven Devils (Banner Elk), NC 28604 Property Records

Watauga County property record for 289 Hawks Lake Dr, Seven Devils, NC 28604

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,438 sqft · built 1998
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2020)
Tax Bill	$1,362 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`1878-47-2500-000`

Property Details

APN / Parcel Number

Primary APN	`1878-47-2500-000`
Alternative APN	`1817930`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,438 sqft Living Area
1st Floor Area	884 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Porch	Porch
Porch Area	432 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Account Number	1817930
Street Address	289 HAWKS LAKE DR
City	SEVEN DEVILS
State	NC
Zip	28604-7855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 25 & 26 PH1C THE LAKES COMMUNITY
Legal Subdivision	THE LAKES
Legal Lot Number	25-26
Legal Unit	Y
Jurisdiction	WATAUGA NC
Township / Civil Division	WATAUGA
Census Block Group	2
Census Block	2062
Census Tract	920900

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2441 N BERRYS CHAPEL RD, FRANKLIN, TN 37069-6604
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Aug 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Nov 21, 2014 · Amount on Record
Deed Document Number	2020699479
Deed Book / Page	2149 / 373
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Dec 11, 2020
Property Address	289 HAWKS LAKE DR, SEVEN DEVILS, NC 28604-7855
Document Number	0021490373
Book / Page	2149 / 373
Map Reference	MB 13 PG 87
Instrument Date	Dec 8, 2020
Instrument	699479
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2636 MIDDLE SOUND LOOP RD, 2636, WILMINGTON, NC 28411-7832

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2441 N BERRYS CHAPEL RD, FRANKLIN, TN 37069-6604

Mortgage

Document Number	699480
Date	Dec 11, 2020
Instrument	699480

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Aug 15, 2017
Property Address	289 HAWKS LAKE DR, SEVEN DEVILS, NC 28604-7855
Document Number	0019330156
Book / Page	001933 / 000156
Instrument Date	Aug 10, 2017
Instrument	661071
Transaction Type	Transfer
Record Updated	Sep 1, 2017

Transaction

Amount	Amount Recorded
Tax	$541.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 HAWKS LAKE DR SEVEN DEVILS NC 286047855, SEVEN DEVILS, NC 28604-7855

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Municipality	Seven Devils Town
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$392,200 (-) Land $29,200 Building $363,000
2025	$1,362.00	$392,200 (-) Land $29,200 Building $363,000
2024			$392,200 Land $29,200 Building $363,000
2023		$392,200 Land $29,200 Building $363,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 units insured incl. 15 condo units
Nearby Flood Claims	30 (1994–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims Hurricane Ivan, Sep 2004 · 6 claims Tropical Storm Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SEVEN DEVILS serves 400 people · EPA ID NC0195118
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

4G LTE only, no 5G reported

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