289 Gray St, Arlington, MA 02476 Property Records

Middlesex County and Arlington Town property record for 289 Gray St, Arlington, MA 02476

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,368 sqft · built 1927
Lot Size	0.113 acres (4,918 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (May 2019)
Tax Bill	$13,869 (2025)
Deeds & Mortgages	Feb 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98245`

Property Details

APN / Parcel Number

Primary APN	`98245`
Alternative APN	`ARLI M:149.0 B:0004 L:0012`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,368 sqft Living Area
Gross Area	4,082 sqft
Basement Area	1,696 sqft
Unfinished Basement	1,696 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1959
Architectural Style	Other
Exterior Material	Asbestos
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,918 sqft (0.113 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Heating Fuel	Gas

Location & Zoning

Account Number	98245
Street Address	289 GRAY ST
City	ARLINGTON
State	MA
Zip	02476-6133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	PLAN 547
Legal Block	4
Legal Lot Number	12
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	1
Census Block	1000
Census Tract	356601

Owner

Source: Middlesex County and Arlington Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	289 GRAY ST, ARLINGTON, MA 02476-6133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
May 31, 2019	Quit Claim Deed, Transfer · Conventional Mortgage MSA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2019 · Amount on Record
Deed Sale	May 31, 2019 · Amount on Record
Prior Sale	Aug 28, 1995 · Amount on Record
Deed Document Number	20191814638
Record Updated	Sep 20, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	289 GRAY ST, ARLINGTON, MA 02476-6133
Document Number	0001836610
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	289 GRAY ST ARLINGTON MA 024766133, ARLINGTON, MA 02476-6133

Mortgage

Document Number	0001836610
Date	Feb 19, 2020
Instrument	1836610

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 18, 2030

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	May 31, 2019
Property Address	289 GRAY ST, ARLINGTON, MA 02476-6133
Document Number	0000014638
Instrument Date	May 14, 2019
Instrument	14638
Transaction Type	Transfer
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,107.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	289 GRAY ST ARLINGTON MA 024766133, ARLINGTON, MA 02476-6133

Mortgage

Document Number	14639
Date	May 31, 2019
Instrument	14639

Lender

Name	MSA MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,869.00 (+9.87%)	$1,287,700 (+8.03%) Land $567,500 Building $720,200	$1,309,860 (-0.29%)
2024	$12,623.00 (+2.75%)	$1,192,000 (+8.77%) Land $544,800 Building $647,200	$1,313,660
2023	$12,285.00	$1,095,900 Land $476,700 Building $619,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1982–2017)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 898 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

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