289 Gray Ln, Kalispell, MT 59901 Property Records

Flathead County property record for 289 Gray Ln, Kalispell, MT 59901 · Last verified September 2023

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,352 sqft · built 2006
Lot Size	2.5 acres (108,944 sqft)
Owner	Individual Name on File
Tax Bill	$3,603 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0748028`

Property Details

APN / Parcel Number

Primary APN	`R0748028`
Alternative APNs	`07-3965-21-2-02-21-0000` `0000009257`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,944 sqft (2.5 acres)
Garage Type	Detached
Garage Area	1,216 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	56 sqft
Deck Area	918 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000009257
Street Address	289 GRAY LN
City	KALISPELL
State	MT
Zip	59901-7369
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S21, T28 N, R22 W, ACRES 2.5, COS 16270-B, TR 3CK IN W2NW4
Legal Range	22W
Legal Township	28N
Legal Section	21
Legal Quarter	NW
Legal Subdivision	CERTIFICATE/SURV 16270
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL SOUTHWEST
Census Block Group	1
Census Block	1003
Census Tract	1702

Owner

Source: Flathead County records · APN R0748028

Assessment roll updated December 31, 2022 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	289 GRAY LN, KALISPELL, MT 59901-7369
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE
Aug 12, 2019	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2019
Deed Sale	Aug 12, 2019
Prior Sale	Jul 14, 2016
Deed Document Number	201900018439
Record Updated	Jun 07, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	289 GRAY LN, KALISPELL, MT 59901-7369
Transaction Type	Mortgage
Record Updated	Feb 02, 2022
Title Company	INSURED TITLE, INSURED TITLES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200001980
Date	Jan 24, 2022
Instrument	202200001980

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 12, 2019
Property Address	289 GRAY LN, KALISPELL, MT 59901-7369
Document Number	201900018439
Map Reference	NW4 S21T28NR22W PMM
Instrument Date	Aug 12, 2019
Instrument	201900018439
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF FLAT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 GRAY LN, KALISPELL, MT 59901-7369

Mortgage

Document Number	201900018441
Date	Aug 12, 2019
Instrument	201900018441

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Mortgage

Document Number	201900018442
Date	Aug 12, 2019
Instrument	201900018442

Lender

Name	MONTANA CDC
Type	Non-Lending Institution
Address	MISSOULA, MT 59802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 11, 2049

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated December 31, 2022 · Last verified September 2023

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,603.00	$480,400	$480,400 Land $132,909 Building $347,491

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290017021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 17 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Richon	Fixed Wireless (unlicensed)	100 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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