289 Gentry Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 289 Gentry Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,504 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,930 (Jul 1997)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A972002034`

Property Details

APN / Parcel Number

Primary APN	`A972002034`
Alternative APN	`2-0098-7651-00-0110.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,504 sqft Living Area
Gross Area	4,262 sqft
1st Floor Area	2,504 sqft
Basement Area	1,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	498 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	180 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A972002034
Street Address	289 GENTRY DR
City	O FALLON
State	MO
Zip	63366-4372
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHGROVE PL #1 LOT 110
Legal Subdivision	HIGHGROVE PL #1
Legal Lot Number	110
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3007
Census Tract	311604

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	289 GENTRY DR, O FALLON, MO 63366-4372
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Feb 12, 2018	Deed of Trust, Mortgage · VA Mortgage JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 1997 · Amount on Record
Deed Sale	Jul 7, 1997 · Amount on Record
Deed Document Number	199736984
Deed Book / Page	1956 / 9
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	289 GENTRY DR, O FALLON, MO 63366-4372
Transaction Type	Mortgage
Record Updated	May 10, 2022
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 GENTRY DR, O FALLON, MO 63366-4372

Mortgage

Document Number	0000024000
Date	Apr 27, 2022
Instrument	2022R-024000

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	289 GENTRY DR, O FALLON, MO 63366-4372
Document Number	0068820046
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 1, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	289 GENTRY DR O FALLON MO 633664372, O FALLON, MO 63366-4372

Mortgage

Document Number	0068820046
Date	Feb 22, 2018
Book Page	006882/000046
Instrument	94390

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 21, 2033

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$71,306 (+8.89%)	$375,294 (+8.89%) Land $65,000 Building $310,294
2023	$65,485
2022		$344,657 Land $50,000 Building $294,657

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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