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  3. St. Johns County
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  5. Ferndale Way

289 Ferndale Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 289 Ferndale Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,498 sqft · built 2020
Lot Size0.24 acres (10,454 sqft)
OwnerCompany Name on Record
Last Sale$335,490 (Aug 2020)
Tax Bill$6,241 (2025)
Deeds & MortgagesOct 2024 Second Mortgage
Aug 2020 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN029011-6940

Property Details

APN / Parcel Number

Primary APN029011-6940

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,498 sqft Living Area
Gross Area2,927 sqft
1st Floor Area1,171 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Garage Area429 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address289 FERNDALE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-7647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description92/37-45 WHISPER CREEK PHASE 8 LOT 694
Legal Range28
Legal Township06
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 8
Legal Phase8
Legal Block1
Legal Lot Number694
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4022
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 3, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Aug 27, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
QUICKEN LOANS LLC
Aug 17, 2020Grant Deed, Subdivision Related Transfer
GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR
Apr 30, 2020Grant Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2020 · Amount on Record
Deed SaleAug 27, 2020 · Amount on Record
Deed Document Number202072531
Deed Book / Page5027 / 1333
Record UpdatedJun 8, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address289 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7647
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7647

Mortgage

Document Number0060310908
DateOct 3, 2024
Book Page6031/908
Instrument2024078052
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2044

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 27, 2020
Property Address289 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7647
Document Number0050271333
Book / Page5027 / 1333
Map ReferenceMB 92 PG 37-45
Instrument DateAug 25, 2020
Instrument2020072531
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 28, 2022
Title CompanyGOLDEN DOG TITLE AND TRUST

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,348.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address289 FERNDALE WAY, ST AUGUSTINE, FL 32092-7647

Mortgage

Document Number0050271335
DateAug 27, 2020
Instrument5027/1335
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

August 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateAug 17, 2020
Property Address289 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7647
Document Number0050271333
Book / Page005027 / 001333
Instrument DateAug 7, 2020
Instrument72531
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 23, 2020
Title CompanyGOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TR

Transaction

AmountAmount Recorded
Tax$2,348.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address289 FERNDALE WAY ST AUGUSTINE FL 320927647, ST AUGUSTINE, FL 32092-7647

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateApr 30, 2020
Property Address289 FERNDALE WAY, SAINT AUGUSTINE, FL 32092-7647
Document Number0049331343
Book / Page004933 / 001343
Instrument DateApr 27, 2020
Instrument33423
Transaction TypeTransfer
Record UpdatedJul 7, 2020
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$1,742.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address14701 PHILIPS HWY #300 JACKSONVILLE FL 322563742, 300, JACKSONVILLE, FL 32256-3742
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$310,302$377,927 Land $90,000 Building $287,927
2025$6,241.00 (+7.58%)
2024$5,801.00 (+1.42%)
2023$5,720.00 (+1.74%)
2022$5,622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000

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