289 Emmaline Ln, Jefferson, GA 30549 Property Records

Jackson County property record for 289 Emmaline Ln, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,094 sqft · built 2018
Lot Size	3.01 acres (131,116 sqft)
Owner	2 Individual Names on File
Last Sale	$373,122 (Dec 2018)
Tax Bill	$6,059 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jun 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039A 005`

Property Details

APN / Parcel Number

Primary APN	`039A 005`
Alternative APN	`34604`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,094 sqft Heated Area
1st Floor Area	1,941 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	131,116 sqft (3.01 acres)
Garage Type	Attached
Garage Area	911 sqft
Porch	Slab
Porch Area	332 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	34604
Street Address	289 EMMALINE LN
City	JEFFERSON
State	GA
Zip	30549-3914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 5 THE ESTATES @ BROCKTON LOOP
Legal Subdivision	THE ESTATES @ BROCKTON LOOP
Legal Phase	1
Legal Lot Number	5
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	3
Census Block	3003
Census Tract	10601

Owner

289 Emmaline Ln is owned and occupied by two individuals who bought it in December 2018.

Source: Jackson County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	289 EMMALINE LN, JEFFERSON, GA 30549-3914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FNDG
Jun 28, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 21, 2018	Grant Deed, Subdivision Related Transfer · Conventional with PMI UNITED WHOLESALE MTG
Jul 25, 2018	Trustee's Deed, Construction Loan · Line of Credit PEOPLES BK
May 8, 2018	Grant Deed, Construction Loan · Construction Mortgage PEOPLES BK&TR CO/POINTE COUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018 · Amount on File
Deed Sale	Dec 20, 2018 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	20184680
Deed Book / Page	83C / 35
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	289 EMMALINE LN, JEFFERSON, GA 30549-3914
Document Number	00090S0055
Instrument Date	Jul 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	EASTERN CLOSING SERVICES LLC, EASTERN CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	289 EMMALINE LN JEFFERSON GA 305493914, JEFFERSON, GA 30549-3914

Mortgage

Document Number	00090S0055
Date	Jul 30, 2020
Book Page	00090S/000055

Lender

Name	PROVIDENT FNDG
Type	Funding / Finance Company
Address	ATLANTA, GA 30326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	Jun 28, 2019
Property Address	289 EMMALINE LN, JEFFERSON, GA 30549-3914
Document Number	00085B0293
Book / Page	00085B / 000293
Instrument Date	Jun 12, 2019
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	289 EMMALINE LN JEFFERSON GA 305493914, JEFFERSON, GA 30549-3914

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 21, 2018
Property Address	289 EMMALINE LN, JEFFERSON, GA 30549-3914
Document Number	00083C0035
Book / Page	00083C / 000035
Instrument Date	Dec 20, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$373.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 EMMALINE LN JEFFERSON GA 305493914, JEFFERSON, GA 30549-3914

Mortgage

Document Number	83C0036
Date	Dec 21, 2018
Book Page	00083C/000036

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2048

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 25, 2018
Property Address	289 EMMALINE LN, JEFFERSON, GA 30549-3914
Document Number	00081P0001
Book / Page	00081P / 000001
Instrument Date	Jul 24, 2018
Transaction Type	Construction Loan
Record Updated	Sep 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	EMMALINE LN GA, GA

Mortgage

Document Number	81P0001
Date	Jul 25, 2018
Book Page	00081P/000001

Lender

Name	PEOPLES BK
Type	Bank
Address	BUFORD, GA 30518

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 24, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	May 8, 2018
Property Address	289 EMMALINE LN, JEFFERSON, GA 30549-3914
Document Number	00080R0384
Book / Page	00080R / 000384
Instrument Date	May 7, 2018
Transaction Type	Construction Loan
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$55.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	EMMALINE LN

Mortgage

Document Number	80R0385
Date	May 8, 2018
Book Page	00080R/000385

Lender

Name	PEOPLES BK&TR CO/POINTE COUP
Type	Bank
Address	BUFORD, GA 30518
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 7, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 289 Emmaline Ln was $6,059, down 1% from the year before.

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$236,400 (-) Land $28,000 Building $208,400	$591,000 (-) Land $70,000 Building $521,000
2025	$6,059.00 (-1.05%)	$236,400 (-) Land $28,000 Building $208,400	$591,000 (-) Land $70,000 Building $521,000
2024	$6,123.00 (+10.46%)	$236,400 (+12.02%) Land $28,000 Building $208,400	$591,000 (+12.02%) Land $70,000 Building $521,000
2023	$5,543.00 (+11.06%)	$211,040 (+22.93%) Land $28,000 Building $183,040	$527,600 (+22.93%) Land $70,000 Building $457,600
2022	$4,991.00	$171,680 Land $28,000 Building $143,680	$429,200 Land $70,000 Building $359,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 289 Emmaline Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 14, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 289 Emmaline Ln is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · Cable, DSL in parts of the area	2,000 / 2,000

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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