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289 E Bay St, Charleston, SC 29401 Property Records

Charleston County property record for 289 E Bay St, Charleston, SC 29401

Property Summary

Property TypeCommercial
Details733 sqft · built 1985
Lot Size0.02 acres (871 sqft)
Owner2 Company Names on File
Tax Bill$3,732 (2025)
Deeds & MortgagesJan 2024 Transfer
Jan 2024 Transfer
Flood ZoneZone AE (high risk)
APN458-05-01-028

Property Details

APN / Parcel Number

Primary APN458-05-01-028

Interior

Stories1 Story
Building Area733 sqft Total Area
1st Floor Area733 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area871 sqft (0.02 acres)
Lot Dimensions20 ft deep x 39 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address289 E BAY ST
CityCHARLESTON
StateSC
Zip29401-1620
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionDESCRIPTION -SW WENTWORTH & EAST BAY SITE NAME -289 1/2
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1037
Census Tract5100

Owner

289 E Bay St, a commercial property, is owned by a company that acquired it in December 2023.

Source: Charleston County records, as of September 23, 2026

Owner of Record2 Company Names on File
Mailing Address632 HARBOR CREEK PL, CHARLESTON, SC 29412-3203
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2024Intrafamily Transfer, Transfer
Jan 3, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 22, 2023
Transfer Doc0012210231
Record UpdatedOct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLESTON SC
Recording DateJan 3, 2024
Property Address289 E BAY ST, CHARLESTON, SC 29401-1620
Document Number0012210230
Book / Page1221 / 230
Instrument DateDec 27, 2023
Transaction TypeTransfer
Record UpdatedMay 1, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address632 HARBOR CREEK PL, CHARLESTON, SC 29412-3203

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLESTON SC
Recording DateJan 3, 2024
Property Address289 E BAY ST, CHARLESTON, SC 29401-1620
Document Number0012210231
Book / Page1221 / 231
Instrument DateDec 27, 2023
Transaction TypeTransfer
Record UpdatedMay 1, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address632 HARBOR CREEK PL, CHARLESTON, SC 29412-3203

Tax Assessment & Valuation

The 2025 property tax bill for 289 E Bay St was $3,732, up 10.8% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,732.00 (+10.81%)$218,741 (+1,815.42%) Land $174,742 Building $43,999$304,500 Land $202,800 Building $101,700
2024$3,368.00$11,420
2022$3,101.00$11,420$244,100 Land $195,000 Building $49,100
2020$244,100 Land $195,000 Building $49,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 289 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 292 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 675 condo units
Nearby Flood Claims55 (1982–2023)
Claims Outside the SFHA2 of 55
Most Recent ClaimDec 2023 · alluvial fan flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 289 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Home Telecom, Verizon.

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