289 Division St, Amsterdam, NY 12010 Property Records

Montgomery County and Amsterdam City property record for 289 Division St, Amsterdam, NY 12010 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,078 sqft · built 1870
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Mar 1998)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`270100 39.64-3-37`

Property Details

APN / Parcel Number

Primary APN	`270100 39.64-3-37`
Alternative APNs	`010003906400030370000000` `0077130`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,078 sqft Living Area
1st Floor Area	1,039 sqft
2nd Floor Area	1,039 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0077130
Street Address	289 DIVISION ST
City	AMSTERDAM
State	NY
Zip	12010-2207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H 2G L 50X110
Legal Block	3
Legal Lot Number	37.000
Jurisdiction	MONTGOMERY NY
Township / Civil Division	AMSTERDAM
Census Block Group	2
Census Block	2015
Census Tract	70400

Owner

Source: Montgomery County and Amsterdam City records · APN 270100 39.64-3-37

Assessment roll updated May 11, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	289 DIVISION ST, AMSTERDAM, NY 12010-2207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 30, 1998 · Amount on Record
Deed Sale	Mar 30, 1998 · Amount on Record
Deed Book / Page	634 / 188
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY NY
Property Address	289 DIVISION ST, AMSTERDAM, NY 12010-2207
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000142
Date	Nov 28, 2022
Instrument	2022-1142

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County and Amsterdam City records · Assessment roll updated May 11, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	New York
Municipality	Amsterdam City
County	Montgomery County
Unified School District	Amsterdam City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,464.00 (+15.09%)	$70,000 (-) Land $4,200 Building $65,800	$205,882 (+26.47%) Land $12,353 Building $193,529
2023		$70,000 Land $4,200 Building $65,800	$162,791 Land $9,767 Building $153,024
2020	$1,272.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (36057C), updated November 30, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.