Allegan County property record for 289 Crest St, Douglas, MI 49406
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,000 (Jan 2021) |
| Tax Bill | $1,164 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 59-016-121-20 |
| Primary APN | 59-016-121-20 |
|---|---|
| Alternative APN |
|
| Lot Area | 20,909 sqft (0.48 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 140 ft wide |
| Street Address | 289 CREST ST |
|---|---|
| City | DOUGLAS |
| State | MI |
| Zip | 49406-5287 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | BEG 1211' N & 160' W OF SE COR TH W 140' TH N 150' TH E 140' TH S 150' TO POB SEC 16 T3N R16W (96) |
| Legal Range | 16W |
| Legal Township | 03N |
| Legal Section | 16 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30802 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 520, DOUGLAS, MI 49406-0520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Aug 15, 2019 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jan 14, 2021 | Warranty Deed, Transfer · Conventional Mortgage OAKTREE FUNDING CORP |
| Apr 25, 2019 | Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2021 · Amount on Record |
| Deed Sale | Jan 14, 2021 · Amount on Record |
| Prior Sale | Apr 25, 2019 · Amount on Record |
| Deed Book / Page | 4564 / 957 |
| Prior Transfer Date | Oct 4, 2016 |
| Prior Transfer Doc | 4092/025 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 289 CREST ST, DOUGLAS, MI 49406-5287 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004877/736 |
|---|---|
| Date | Aug 10, 2023 |
| Book Page | 4877/736 |
| Instrument | 2023011477 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Aug 11, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 289 CREST ST, DOUGLAS, MI 49406-5287 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004371/444 |
|---|---|
| Date | Aug 15, 2019 |
| Book Page | 4371/444 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 14, 2021 |
| Property Address | 289 CREST ST, DOUGLAS, MI 49406-5287 |
| Document Number | 4564/957 |
| Book / Page | 4564 / 957 |
| Instrument Date | Jan 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | CHICAGO TITLE OF MI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,343.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 CREST ST, 295, DOUGLAS, MI 49406-5287 |
| Name | Verified Name |
|---|---|
| Address | 295 CREST ST, DOUGLAS, MI 49406-5287 |
| Document Number | 004564/962 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 4564/962 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Address | UPLAND, CA 91786 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 11.6% |
| Index | Other |
| Max Rate | 11.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Apr 25, 2019 |
| Property Address | 289 CREST ST, DOUGLAS, MI 49406-5287 |
| Document Number | 004338/054 |
| Book / Page | 4338 / 054 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,171.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 295 CREST ST, 295, DOUGLAS, MI 49406-5287 |
| Name | Verified Name |
|---|---|
| Address | 983 LAKE ST # 9, 9, SAUGATUCK, MI 49453-9747 |
| Document Number | 0000433862 |
|---|---|
| Date | Apr 25, 2019 |
| Instrument | 4338/62 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Douglas City |
| Unified School District | Saugatuck Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,000 (+2%) Land $57,000 | $114,000 (+2%) Land $114,000 | |
| 2025 | $1,164.00 (+4.49%) Homeowner's exemption | $47,500 (+26.67%) Land $47,500 | $95,000 (+26.67%) Land $95,000 |
| 2024 | $1,114.00 (+15.08%) | ||
| 2023 | $37,500 Land $37,500 | $75,000 Land $75,000 | |
| 2020 | $968.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALAMAZOO LAKE SEWER & WATER AUTHORITY serves 5,000 people · EPA ID MI0003525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2021 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures