Stark County property record for 289 Cliff St, Gladstone, ND 58630
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,238 sqft · built 1920 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jan 2019) |
| Tax Bill | $799 (2022) |
| Deeds & Mortgages | Oct 2021 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-0001-04057-000 |
| Primary APN | 44-0001-04057-000 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,238 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1920 |
|---|---|
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 9,235 sqft (0.212 acres) |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 289 CLIFF ST |
|---|---|
| City | GLADSTONE |
| State | ND |
| Zip | 58630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W70' OF LOTS 7 & 8 B10 OP LOTS 70 X 66 EACH |
| Legal Subdivision | 0001-ORIGINAL PLAT |
| Legal Lot Number | 7-8,70 |
| Jurisdiction | STARK ND |
| Township / Civil Division | GLADSTONE |
| Census Block Group | 3 |
| Census Block | 3227 |
| Census Tract | 963900 |
289 Cliff St is owned by an individual who bought it in January 2019.
Source: Stark County records, as of February 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 456 15TH ST W UNIT B, B, DICKINSON, ND 58601-7572 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST INTERNATIONAL BANK & TRUST |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF ENGLAND |
| Jan 29, 2019 | Warranty Deed, Transfer · FHA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2019 · Amount on File |
| Deed Sale | Jan 29, 2019 · Amount on File |
| Deed Document Number | 3150273 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STARK ND |
| Property Address | 289 CLIFF ST, GLADSTONE, ND 58630 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3168864 |
|---|---|
| Date | Oct 25, 2021 |
| Instrument | 3168864 |
| Name | FIRST INTERNATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | BISMARCK, ND 58501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STARK ND |
| Property Address | 289 CLIFF ST, GLADSTONE, ND 58630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Title Company | NORTH DAKOTA GUARANTY & TTL |
| Name | Verified Name |
|---|
| Document Number | 3159004 |
|---|---|
| Date | Jun 25, 2020 |
| Instrument | 3159004 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STARK ND |
| Recording Date | Jan 29, 2019 |
| Property Address | 289 CLIFF ST, GLADSTONE, ND 58630 |
| Document Number | 0003150273 |
| Instrument Date | Jan 29, 2019 |
| Instrument | 3150273 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | NORTH DAKOTA GUARANTY & TITL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 683 STATE AVE STE E, E, DICKINSON, ND 58601-4660 |
| Document Number | 0003150274 |
|---|---|
| Date | Jan 29, 2019 |
| Instrument | 3150274 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Stark County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Stark County |
| Municipality | Gladstone City |
| Unified School District | Dickinson Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $86,500 Land $7,300 Building $79,200 | $173,000 Land $14,600 Building $158,400 | |
| 2023 | $75,000 Land $7,300 Building $67,700 | $150,000 Land $14,600 Building $135,400 | |
| 2022 | $799.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 289 Cliff St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2009 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 289 Cliff St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GLADSTONE serves 239 people · EPA ID ND4500396 |
|---|---|
| Water Source | Purchased surface water from SOUTHWEST WATER AUTHORITY |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Consolidated Communications Networks Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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