289 Bradstone Rd, Irmo, SC 29063 Property Records

Richland County property record for 289 Bradstone Rd, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,864 sqft · built 1997
Lot Size	0.164 acres (7,152 sqft)
Owner	2 Individual Names on Record
Tax Bill	$974 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05011-03-01`

Property Details

APN / Parcel Number

Primary APN	`05011-03-01`
Alternative APNs	`R05011-03-01` `01480383`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,864 sqft Heated Area
Gross Area	2,296 sqft
1st Floor Area	800 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,152 sqft (0.164 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01480383
Street Address	289 BRADSTONE RD
City	IRMO
State	SC
Zip	29063-9279
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	LOT 114 60.4X109.6X17.8X65X110 #SU GLENRIDGE PH 5 & 6 #PR 56-2183
Legal Subdivision	GLENN RIDGE
Legal Lot Number	60,114
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2006
Census Tract	10315

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	289 BRADSTONE RD, IRMO, SC 29063-9279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Oct 20, 2023	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Jan 9, 2020	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
May 27, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	289 BRADSTONE RD, IRMO, SC 29063-9279
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027282878
Date	Mar 24, 2022
Book Page	2728/2878
Instrument	2022017106

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	289 BRADSTONE RD, IRMO, SC 29063-9279
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028740052
Date	Oct 20, 2023
Book Page	2874/52
Instrument	2023045660

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	289 BRADSTONE RD, IRMO, SC 29063-9279
Document Number	2462/1900
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 BRADSTONE RD IRMO SC 290639279, IRMO, SC 29063-9279

Mortgage

Document Number	2462/1900
Date	Jan 17, 2020
Book Page	002462/001900
Instrument	2792

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2050

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	289 BRADSTONE RD, IRMO, SC 29063-9279
Document Number	2485/0984
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 BRADSTONE RD IRMO SC 290639279, IRMO, SC 29063-9279

Mortgage

Document Number	2485/0984
Date	Apr 27, 2020
Book Page	002485/000984
Instrument	19160

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	289 BRADSTONE RD, IRMO, SC 29063-9279
Document Number	2217/3370
Book / Page	002217 / 003370
Instrument Date	May 27, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 BRADSTONE RD IRMO SC 290639279, IRMO, SC 29063-9279

Mortgage

Document Number	2217/3370
Date	Jun 8, 2017
Book Page	002217/003370
Instrument	42733

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIE TOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 7, 2032

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$974.00 (-11.86%) Homeowner's exemption	$176,000 (+2,773.94%)	$226,100 (+47.68%) Land $24,000 Building $202,100
2023	$1,105.00 (-6.28%)	$6,124 (+0.07%)	$153,100 (-6.42%)
2021	$1,179.00	$6,120	$163,600 Land $18,800 Building $144,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2024

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CarolinaConnect Cooperative.

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