Delaware County property record for 289 Bluff Ridge Ct, Powell, OH 43065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,868 sqft · built 1991 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Jun 2019) |
| Tax Bill | $10,875 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 319-431-08-035-000 |
| Primary APN | 319-431-08-035-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,868 sqft Living Area |
| Gross Area | 4,628 sqft |
| 1st Floor Area | 1,636 sqft |
| Upper Floors Area | 1,232 sqft |
| Basement Area | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 24,002 sqft (0.551 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 528 sqft |
| Deck Area | 401 sqft |
| Patio Area | 401 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 289 BLUFF RIDGE CT |
|---|---|
| City | POWELL |
| State | OH |
| Zip | 43065-8914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1122 LIBERTY HILLS #1 |
| Legal Subdivision | LIBERTY HILLS #1 |
| Legal Lot Number | 1122 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11421 |
Source: Delaware County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 289 BLUFF RIDGE CT, POWELL, OH 43065-8914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · Line of Credit THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
| Jan 13, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 22, 2019 | Deed of Trust, Mortgage · Line of Credit BMI FCU |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 26, 2019 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 26, 2019 · Amount on Record |
| Deed Sale | Jun 26, 2019 · Amount on Record |
| Prior Sale | Oct 15, 1991 · Amount on Record |
| Deed Document Number | 201916025 |
| Deed Book / Page | 1644 / 2393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Sep 18, 2026 |
| Property Address | 289 BLUFF RIDGE CT, POWELL, OH 43065-8914 |
| Document Number | 0000025463 |
| Instrument Date | Sep 8, 2026 |
| Instrument | 202625463 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | THIRD CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 289 BLUFF RIDGE CT, POWELL, OH 43065-8914 |
| Document Number | 0000025463, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 202625463 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 54 Months |
| Due | Mar 24, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 289 BLUFF RIDGE CT, POWELL, OH 43065-8914 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | THIRD CAPITAL |
| Name | Verified Name |
|---|
| Document Number | 0000000884 |
|---|---|
| Date | Jan 13, 2023 |
| Book Page | 2012/1130 |
| Instrument | 202300000884 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 7, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 289 BLUFF RIDGE CT, POWELL, OH 43065-8914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000012376 |
|---|---|
| Date | May 22, 2019 |
| Book Page | 1637/1178 |
| Instrument | 201900012376 |
| Name | BMI FCU |
|---|---|
| Type | Credit Union |
| Address | DUBLIN, OH 43016 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 21, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 289 BLUFF RIDGE CT, POWELL, OH 43065-8914 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000042888 |
|---|---|
| Date | Oct 27, 2020 |
| Book Page | 1785/2165 |
| Instrument | 202000042888 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Jun 26, 2019 |
| Property Address | 289 BLUFF RIDGE CT, POWELL, OH 43065-8914 |
| Document Number | 0000016025 |
| Book / Page | 001644 / 002393 |
| Instrument Date | Jun 20, 2019 |
| Instrument | 16025 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2019 |
| Title Company | OHIO TITLE/JOHNSTOWN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 289 BLUFF RIDGE CT POWELL OH 430658914, POWELL, OH 43065-8914 |
| Document Number | 16026 |
|---|---|
| Date | Jun 26, 2019 |
| Book Page | 001644/002394 |
| Instrument | 16026 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Liberty Township |
| Municipality | Powell City |
| Unified School District | Olentangy Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,875.00 (+5.38%) | $196,980 (-) Land $40,320 Building $156,660 | $562,800 (-) Land $115,200 Building $447,600 |
| 2024 | $10,320.00 (-0.4%) Homeowner's exemption | $196,980 (-) Land $40,320 Building $156,660 | |
| 2023 | $10,361.00 Homeowner's exemption | $196,980 Land $40,320 Building $156,660 | $562,800 Land $115,200 Building $447,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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