289 Appleton Rd, Elkton, MD 21921 Property Records

Cecil County property record for 289 Appleton Rd, Elkton, MD 21921 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 2001
Square Footage	3,201 sqft Total Area
Lot Size	1,000,138 sqft (22.9 acres)
Garage	Mixed, 1,566 sqft
Occupancy	Owner Occupied
Last Sale	$73,500 (1999)
Tax Bill	$4,948.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-005259`
Alternative APNs	`3005259` `005259`

Interior

Full Baths	2 Baths
Building Area	3,201 sqft Total Area
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	1,000,138 sqft (22.9 acres)
Parking Spaces	5 Parking Spaces
Garage Type	Mixed Garage
Garage Area	1,566 sqft Garage
Deck Area	234 sqft Deck
Porch Area	396 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	005259
Street Address	289 APPLETON RD
City	ELKTON
State	MD
Zip	21921-5006
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	22.96 ACRES 289 APPLETON ROAD N OF ELKTON
Jurisdiction	CECIL MD
Minor Civil Division	3, ELKTON
Census Blockgroup	2
Census Block	2027
Census Tract	30503

Owner

Source: Cecil County records · APN 03-005259

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	289 APPLETON RD, ELKTON, MD 21921-5006
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Owner is a Trust, Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 30, 1999 · Amount on Record
Deed Sale	Sep 30, 1999 · Amount on Record
Deed Doc Number	1999246964
Deed Book / Page	842 / 432
Last Transfer Date	Mar 12, 2012
Transfer Doc	0031660471
Record Refreshed	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	289 APPLETON RD, ELKTON, MD 21921-5006
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048420443
Date	Apr 08, 2021
Book Page	4842/443

Lender

Name	HARFORD BANK
Type	Bank
Address	ABERDEEN, MD 21001

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Cecil County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,600 (+4.91%)	$496,800 (-) Land $146,600 Building $350,200
2025	$4,948.00 (+22.08%) Homeowner's exemption	$452,400 (+6.45%)	$496,800 (+15.48%) Land $146,600 Building $350,200
2023	$4,053.00 Homeowner's exemption	$425,000	$430,200 Land $146,600 Building $283,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cecil County (24015C), updated May 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.