289 Andover St, Danvers, MA 01923 Property Records

Essex County and Danvers Town property record for 289 Andover St, Danvers, MA 01923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1965
Lot Size	0.436 acres (19,001 sqft)
Owner	2 Individual Names on File
Last Sale	$170,000 (Oct 1997)
Tax Bill	$5,685 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2021 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`DANV M:039 L:075 P`

Property Details

APN / Parcel Number

Primary APN	`DANV M:039 L:075 P`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,871 sqft
Basement Area	1,232 sqft
Unfinished Basement	616 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,001 sqft (0.436 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	289 ANDOVER ST
City	DANVERS
State	MA
Zip	01923-1345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Lot Number	75
Jurisdiction	DANVERS MA
Township / Civil Division	DANVERS
Census Block Group	2
Census Block	2010
Census Tract	211401

Owner

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	289 ANDOVER ST, DANVERS, MA 01923-1345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance DITECH FINANCIAL LLC
Mar 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SB
Aug 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ONE AMERICAN MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 7, 1997 · Amount on Record
Deed Sale	Oct 7, 1997 · Amount on Record
Deed Book / Page	14361 / 5
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	289 ANDOVER ST, DANVERS, MA 01923-1345
Transaction Type	Mortgage
Record Updated	Dec 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041890-298
Date	Dec 5, 2023
Book Page	41890/298
Instrument	20231205000160

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	289 ANDOVER ST, DANVERS, MA 01923-1345
Transaction Type	Mortgage
Record Updated	Apr 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39693-330
Date	Mar 26, 2021
Book Page	39693/330
Instrument	20210326004600

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	289 ANDOVER ST, DANVERS, MA 01923-1345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37717-324
Date	Jul 31, 2019
Book Page	37717/324
Instrument	20190731007820

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	289 ANDOVER ST, DANVERS, MA 01923-1345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38360-462
Date	Mar 24, 2020
Book Page	38360/462
Instrument	20200324002310

Lender

Name	FIRST SB

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANVERS MA
Property Address	289 ANDOVER ST, DANVERS, MA 01923-1345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38859-277
Date	Aug 25, 2020
Book Page	38859/277
Instrument	20200825003680

Lender

Name	ONE AMERICAN MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Essex County and Danvers Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Danvers Town
Unified School District	Danvers School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,685.00 (+6.54%)	$517,300 (+7.7%) Land $288,400 Building $228,900	$627,000
2024	$5,336.00 (+2.5%)	$480,300 (+8.4%) Land $288,400 Building $191,900
2023	$5,206.00	$443,100 Land $264,300 Building $178,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DANVERS WATER DEPT. serves 28,087 people · EPA ID MA3071000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

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