289 5th St E, Unit 305, Saint Paul, MN 55101 Property Records

Ramsey County property record for 289 5th St E, Unit 305, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 1,158 sqft · built 1902
Lot Size	0.3 acres (1,307 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2020)
Tax Bill	$3,184 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-33-0059`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-33-0059`
Alternative APNs	`8371607` `417397`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,158 sqft Living Area
1st Floor Area	1,158 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,307 sqft (0.3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	417397
Street Address	289 5TH ST E, 305
City	SAINT PAUL
State	MN
Zip	55101-1960
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CONDO NO 222 MARKET HOUSE COND UNIT NO 305
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	CONDO NO 222 MARKET HOUSE COND
Legal Lot Number	305
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2000
Census Tract	34203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1983 · 40 contributing resources · NRIS 83000935

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

289 5th St E, Unit 305 is owned and occupied by an individual who bought it in September 2020.

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	289 5TH ST E, SAINT PAUL, MN 55101-1995
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Warranty Deed, Transfer · Conventional with PMI LIBERTY BK MN
Sep 10, 2020	Deed of Trust, Mortgage · Conventional with PMI LIBERTY BK MN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Prior Sale	Jun 1, 2010 · Amount on File
Deed Document Number	20204834106
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Sep 22, 2020
Property Address	289 5TH ST E UNIT 305, 305, SAINT PAUL, MN 55101-1960
Document Number	0004834106
Instrument Date	Sep 10, 2020
Instrument	4834106
Transaction Type	Transfer
Record Updated	Oct 8, 2020
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$816.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 5TH ST E #305 ST PAUL MN 551011960, 305, ST PAUL, MN 55101-1960

Mortgage

Document Number	4834107
Date	Sep 22, 2020
Instrument	4834107

Lender

Name	LIBERTY BK MN
Address	ST CLOUD, MN 56301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	289 5TH ST E UNIT 305, 305, SAINT PAUL, MN 55101-1960
Document Number	0004841752
Instrument Date	Sep 10, 2020
Transaction Type	Mortgage
Record Updated	Nov 9, 2020
Title Company	CITIES TITLE SERVICES LLC, CITIES TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	289 5TH ST E #305 ST PAUL MN 551011960, 305, ST PAUL, MN 55101-1960

Mortgage

Document Number	0004841752
Date	Oct 30, 2020
Instrument	4841752

Lender

Name	LIBERTY BK MN
Address	ST CLOUD, MN 56301

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 289 5th St E, Unit 305 was $3,184 with a homeowner's exemption, down 9.2% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$191,800 (-) Land $1,000 Building $190,800	$191,800 (-) Land $1,000 Building $190,800
2025	$3,184.00 (-9.18%) Homeowner's exemption	$191,800 Land $1,000 Building $190,800	$191,800 Land $1,000 Building $190,800
2024	$3,506.00 (-2.56%)
2023	$3,598.00 Homeowner's exemption	$233,200 Land $1,000 Building $232,200	$233,200 Land $1,000 Building $232,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 289 5th St E, Unit 305 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 289 5th St E, Unit 305 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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