289 5th St E, #3, Saint Paul, MN 55101 Property Records

Ramsey County property record for 289 5th St E, #3, Saint Paul, MN 55101

Property Summary

Property Type	Commercial Condominium
Details	3,248 sqft · built 1902
Lot Size	0.018 acres (764 sqft)
Owner	Company Name on Record
Last Sale	$2,560,000 (Jul 2022)
Tax Bill	$15,966 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-33-0368`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-33-0368`
Alternative APNs	`8197731` `227333`

Interior

Building Area	3,248 sqft Total Area
Basement Area	1,938 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1999
Lot Area	764 sqft (0.018 acres)
View / Lot	Central Business

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	227333
Street Address	289 5TH ST E, 3
City	SAINT PAUL
State	MN
Zip	55101-1995
Property Category	Commercial
Property Type	Commercial > Retail > Commercial Condominium
Legal Description	CIC NO 715 MARKET HOUSE COMM CONDO UNIT NO.3
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	CIC NO 715 MARKET HOUSE COMM CONDO
Legal Lot Number	3
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2000
Census Tract	34203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1983 · 40 contributing resources · NRIS 83000935

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1091 RICE ST, SAINT PAUL, MN 55117-4920
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY RESOURCE BANK NA
Apr 24, 2020	Deed of Trust, Mortgage ROYAL CU
Aug 22, 2018	Trustee's Deed, Transfer BANK OF ELK RIVER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Aug 22, 2018 · Amount on Record
Deed Document Number	20224953958
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	289 5TH ST E # 3, 3, SAINT PAUL, MN 55101-1995
Transaction Type	Mortgage
Record Updated	Jul 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04953959
Date	Jul 1, 2022
Instrument	A04953959

Lender

Name	COMMUNITY RESOURCE BANK NA
Type	Bank
Address	SAINT PAUL, MN 55113

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	83 Months
Due	Jun 15, 2029

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	289 5TH ST E # 3, 3, SAINT PAUL, MN 55101-1995
Document Number	0004808555
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7401 BUSH LAKE RD MINNEAPOLIS MN 554392802, MINNEAPOLIS, MN 55439-2802

Mortgage

Document Number	0004808555
Date	Apr 28, 2020
Instrument	4808555

Lender

Name	ROYAL CU
Type	Credit Union
Address	200 RIVERFRONT TER, EAU CLAIRE, WI 54703-6312

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Apr 27, 2045

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 22, 2018
Property Address	289 5TH ST E # 3, 3, SAINT PAUL, MN 55101-1995
Document Number	0004723951
Instrument Date	Jul 25, 2018
Instrument	4723951
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ENTITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,205.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	380 JACKSON ST #750 ST PAUL MN 551014805, 750, ST PAUL, MN 55101-4805

Mortgage

Document Number	4723952
Date	Aug 22, 2018
Instrument	4723952

Lender

Name	BANK OF ELK RIVER
Type	Bank
Address	630 MAIN ST NW, ELK RIVER, MN 55330-1503

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 21, 2028

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,000 (-13.4%) Land $30,900 Building $365,100	$396,000 (-13.4%) Land $30,900 Building $365,100
2025	$15,966.00 (+8.44%)	$457,300 (+5.13%) Land $30,600 Building $426,700	$457,300 (+5.13%) Land $30,600 Building $426,700
2024	$14,724.00 (+7.07%)
2023	$13,752.00	$435,000 Land $30,600 Building $404,400	$435,000 Land $30,600 Building $404,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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