28892 White Oak Ln, Highland, CA 92346 Property Records

San Bernardino County property record for 28892 White Oak Ln, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,118 sqft · built 1986
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on File
Last Sale	$367,500 (Oct 2014)
Tax Bill	$6,001 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1201-261-24-0000`

Property Details

APN / Parcel Number

Primary APN	`1201-261-24-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,118 sqft Living Area
Gross Area	2,643 sqft
1st Floor Area	1,030 sqft
2nd Floor Area	1,088 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	268 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28892 WHITE OAK LN
City	HIGHLAND
State	CA
Zip	92346-5333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 10726 LOT 15 TRACT 10726 LOT 15 EX ST *** 9-28-95 #95-336884 ST ***
Legal Subdivision	TRACT NO 10726
Legal Tract	10726
Legal Block	1
Legal Lot Number	15
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1006
Census Tract	7903

Owner

28892 White Oak Ln is owned and occupied by two individuals who bought it in October 2014.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	28892 WHITE OAK LN, HIGHLAND, CA 92346-5333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CINCH MORTGAGE
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2014 · Amount on File
Deed Sale	Oct 28, 2014 · Amount on File
Deed Document Number	2014402737
Prior Transfer Date	Jul 11, 2011
Prior Transfer Doc	0000351909
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28892 WHITE OAK LN, HIGHLAND, CA 92346-5333
Transaction Type	Mortgage
Record Updated	Sep 6, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28892 WHITE OAK LN, HIGHLAND, CA 92346-5333

Mortgage

Document Number	0000376539
Date	Aug 20, 2021
Instrument	2021-0376539

Lender

Name	CINCH MORTGAGE
Type	Non-Lending Institution
Address	PASADENA, CA 91105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28892 WHITE OAK LN, HIGHLAND, CA 92346-5333
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28892 WHITE OAK LN, HIGHLAND, CA 92346-5333

Mortgage

Document Number	0000494569
Date	Dec 7, 2020
Instrument	2020-0494569

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2045

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28892 WHITE OAK LN, HIGHLAND, CA 92346-5333
Document Number	0000139172
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	28892 WHITE OAK LN HIGHLAND CA 923465333, HIGHLAND, CA 92346-5333

Mortgage

Document Number	0000139172
Date	Apr 22, 2020
Instrument	139172

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Apr 21, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 28892 White Oak Ln was $6,001 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$450,512 (+2%) Land $135,153 Building $315,359
2025	$6,001.00 Homeowner's exemption	$441,678 Land $132,503 Building $309,175
2023	$5,546.00 (+1.58%) Homeowner's exemption	$424,528 Land $127,358 Building $297,170
2022	$5,460.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28892 White Oak Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28892 White Oak Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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