2889 River Rd, Troy, NC 27371 Property Records

Montgomery County property record for 2889 River Rd, Troy, NC 27371

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details2 bd · 2 ba · 1,650 sqft · built 1990
Lot Size2.98 acres (129,809 sqft)
OwnerCompany Name on Record
Flood ZoneZone X (minimal risk)
APN6599 00 35 5628

Property Details

APN / Parcel Number

Primary APN6599 00 35 5628
Alternative APN
  • 9770

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,650 sqft Total Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Roof TypeGable
Roof MaterialAsphalt
Lot Area129,809 sqft (2.98 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemZoned

Location & Zoning

Account Number9770
Street Address2889 RIVER RD
CityTROY
StateNC
Zip27371-1968
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Local Zoning CodeCHURCH
Legal DescriptionPROSPECT BAPTIST CHURCH HOUSE OF PRAYER
JurisdictionMONTGOMERY NC
Township / Civil DivisionUWHARRIE
Census Block Group1
Census Block1001
Census Tract960301

Owner

Source: Montgomery County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address2889 RIVER RD, TROY, NC 27371-1968
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 1, 1985
Deed SaleJan 1, 1985
Deed Book / Page216 / 627
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$287,814 (-) Land $29,800 Building $258,014$287,814 (-) Land $29,800 Building $258,014
2025Additional exemption filed$287,814 (-) Land $29,800 Building $258,014$287,814 (-) Land $29,800 Building $258,014
2023$287,814 Land $29,800 Building $258,014$287,814 Land $29,800 Building $258,014

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on River Rd

Nearby Streets

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