2889 Rio Seco Dr, Bay Point (Pittsburg), CA 94565 Property Records

Contra Costa County property record for 2889 Rio Seco Dr, Bay Point, CA 94565

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,403 sqft · built 2017
Lot Size	0.1 acres (4,361 sqft)
Owner	2 Company Names on File
Last Sale	$650,000 (Jul 2018)
Tax Bill	$12,397 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`091-300-061-8`

Property Details

APN / Parcel Number

Primary APN	`091-300-061-8`
Alternative APNs	`091-300-061` `0979700614`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,403 sqft Living Area
1st Floor Area	963 sqft
2nd Floor Area	1,440 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2018
Lot Area	4,361 sqft (0.1 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2889 RIO SECO DR
City	PITTSBURG
State	CA
Zip	94565-7768
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9379 L61
Legal Subdivision	SUBDIVISION 9379
Legal Tract	9379
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2003
Census Tract	355202

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2889 RIO SECO DR, PITTSBURG, CA 94565-7768
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2019	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Apr 24, 2020	Deed of Trust, Mortgage · FHA Mortgage MOUNTAIN WEST FINANCIAL INC
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 6, 2022	Intrafamily Transfer, Transfer
May 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PINNACLE FUNDING CORP
Jul 23, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2018 · Amount on Record
Deed Sale	Jul 23, 2018 · Amount on Record
Deed Document Number	2018116504
Last Transfer Date	Jun 12, 2022
Transfer Doc	0000109353
Record Updated	Sep 20, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109765
Date	Jul 16, 2019
Instrument	2019-109765

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077803
Date	Apr 24, 2020
Instrument	2020-077803

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company
Address	REDLANDS, CA 92374

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768

Mortgage

Document Number	0000324907
Date	Nov 29, 2021
Instrument	2021-324907

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 6, 2022
Property Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768
Document Number	0000109353
Map Reference	MB 530 PG 1
Instrument Date	Jun 12, 2022
Instrument	2022-109353
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 13, 2021
Property Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768
Document Number	0000143934
Map Reference	MB 530 PG 1
Instrument Date	May 6, 2021
Instrument	2021-143934
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768

Mortgage

Document Number	0000143935
Date	May 13, 2021
Instrument	2021-143935

Lender

Name	PINNACLE FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 23, 2018
Property Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768
Document Number	0000116504
Map Reference	MB 530 PG 1
Instrument Date	Jul 12, 2018
Instrument	2018-116504
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2889 RIO SECO DR, BAY POINT, CA 94565-7768

Mortgage

Document Number	0000116506
Date	Jul 23, 2018
Instrument	2018-116506

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Mortgage

Document Number	0000116506
Date	Jul 23, 2018
Instrument	2018-116506

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution
Address	TEMPE, AZ 85281

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Pittsburg City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$744,134 (+2%) Land $227,563 Building $516,571
2025	$12,397.00 (+4.66%)	$729,544 (+4.04%) Land $223,101 Building $506,443
2023	$11,845.00 (+1.37%)	$701,217 Land $214,439 Building $486,778
2022	$11,685.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PITTSBURG serves 62,500 people · EPA ID CA0710008
Water Source	Purchased surface water from CONTRA COSTA WATER DISTRICT
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Unwired.

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