Santa Clara County property record for 2889 Cherry Ave, San Jose, CA 95125
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,632 sqft · built 1954 |
| Lot Size | 0.228 acres (9,912 sqft) |
| Owner | Individual Name on File |
| Last Sale | $625,000 (Aug 2003) |
| Tax Bill | $12,191 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 439-41-074 |
| Primary APN | 439-41-074 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Custom Design |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 9,912 sqft (0.228 acres) |
| Lot Dimensions | 118 ft deep x 84 ft wide |
| Garage Area | 884 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 2889 CHERRY AVE |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95125-4824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-8 |
| Legal Description | TRACT 1119 WILLOW GARDENS BOOK 46 PAGE 14 PAGE 15 LOT 26 |
| Legal Subdivision | WILLOW GARDENS |
| Legal Tract | 1119 |
| Legal Lot Number | 26 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 503002 |
2889 Cherry Ave is owned and occupied by an individual who bought it in August 2003.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 393, MYRTLE POINT, OR 97458-0393 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2018 | Deed of Trust, Mortgage · ARM BOFI FEDERAL BANK |
| Jun 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2003 · Amount on File |
| Deed Sale | Aug 15, 2003 · Amount on File |
| Prior Sale | Aug 7, 2000 · Amount on File |
| Deed Document Number | 200317272941 |
| Prior Transfer Date | Oct 28, 1998 |
| Prior Transfer Doc | 0014589601 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2889 CHERRY AVE, SAN JOSE, CA 95125-4824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024010626 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 24010626 |
| Name | BOFI FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.87% |
| Max Rate At Change | 11.8% |
| Index | 1-Year LIBOR |
| Max Rate | 11.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 2889 CHERRY AVE, SAN JOSE, CA 95125-4824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0024510000 |
|---|---|
| Date | Jun 18, 2020 |
| Instrument | 24510000 |
| Name | AXOS BANK |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92122 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 2889 Cherry Ave was $12,191 with a homeowner's exemption.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | San Jose City |
| Unified School District | San Jose Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $906,374 (+2%) Land $580,085 Building $326,289 | |
| 2025 | $12,191.00 Homeowner's exemption | $888,603 Land $568,711 Building $319,892 |
| 2023 | $11,279.00 (+0.88%) Homeowner's exemption | $854,099 Land $546,628 Building $307,471 |
| 2022 | $11,181.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2889 Cherry Ave in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2889 Cherry Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Ridge Wireless, Sail Internet.
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