28886 Cedar Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 28886 Cedar Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 840 sqft · built 1965
Lot Size	0.079 acres (3,420 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Apr 2026)
Tax Bill	$7,754 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2026 Transfer + 4 more
Flood Zone	Zone D (undetermined)
APN	`0331-035-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-035-06-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	672 sqft
2nd Floor Area	168 sqft
Basement Area	672 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	3,420 sqft (0.079 acres)
Lot Dimensions	83 ft deep x 40 ft wide

Exterior Amenities

Porch	Slab
Porch Area	494 sqft
Patio Area	494 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28886 CEDAR DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 2262 LOT 85 TRACT NO 2262 LAKES1DE TRACT R LOT 85
Legal Subdivision	LAKESIDE
Legal Tract	2262
Legal Block	1
Legal Lot Number	85
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	1
Census Block	1001
Census Tract	10906

Owner

Source: San Bernardino County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28886 CEDAR DR, LAKE ARROWHEAD, CA 92352
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Grant Deed, Transfer · Conventional Mortgage VAL-CHRIS INVESTMENTS INC
May 1, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Apr 7, 2026	Grant Deed, Transfer · Conventional Mortgage EQUITY WAVE LENDING
Apr 7, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Feb 18, 2022	Grant Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Aug 13, 2018	Grant Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Feb 18, 2022 · Amount on Record
Deed Document Number	202690000
Prior Transfer Date	Oct 8, 1997
Prior Transfer Doc	0000374467
Record Updated	Oct 29, 2026

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 4, 2026
Property Address	28886 CEDAR DR, LAKE ARROWHEAD, CA 92352
Document Number	0000200002
Instrument Date	Jul 29, 2026
Instrument	2026200002
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	LAWYERS TITLE, LAWYERS TITLE INSURANCE COMPAN

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28886 CEDAR DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000200003,
Date	Aug 4, 2026
Instrument	2026200003

Lender

Name	VAL-CHRIS INVESTMENTS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 1, 2026
Property Address	28886 CEDAR DR, LAKE ARROWHEAD, CA 92352
Document Number	0000111775
Instrument Date	Apr 3, 2026
Instrument	2026111775
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 7, 2026
Property Address	28886 CEDAR DR, LAKE ARROWHEAD, CA 92352
Document Number	0000090000
Instrument Date	Apr 1, 2026
Instrument	202690000
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090001,
Date	Apr 7, 2026
Instrument	202690001

Lender

Name	EQUITY WAVE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 1, 2029

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 7, 2026
Property Address	28886 CEDAR DR, LAKE ARROWHEAD, CA 92352
Document Number	0000089999
Instrument Date	Apr 1, 2026
Instrument	202689999
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 18, 2022
Property Address	28886 CEDAR DR, LAKE ARROWHEAD, CA 92352
Document Number	0000068206
Map Reference	MB 32 PG 32-34
Instrument Date	Jan 25, 2022
Instrument	2022-0068206
Transaction Type	Transfer
Record Updated	Mar 2, 2022
Title Company	LANMARK TITLE COMPANY, CLEARMARK TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	28886 CEDAR DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000068207
Date	Feb 18, 2022
Instrument	2022-0068207

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 13, 2018
Property Address	28886 CEDAR DR, LAKE ARROWHEAD, CA 92352
Document Number	0000293533
Map Reference	MB 32 PG 32-34
Instrument Date	Jul 16, 2018
Instrument	2018-0293533
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 473, CEDAR GLEN, CA 92321-0473

Mortgage

Document Number	0000293534
Date	Aug 13, 2018
Instrument	2018-0293534

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$676,900 (-0.01%) Land $135,400 Building $541,500
2025	$7,754.00 (-4.3%) Homeowner's exemption	$676,936 (-7.18%) Land $135,387 Building $541,549
2023	$8,102.00 (+101.64%) Homeowner's exemption	$729,300 Land $145,860 Building $583,440
2022	$4,018.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE ARROWHEAD CSD serves 7,038 people · EPA ID CA3610005
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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