28883 Adkins Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 28883 Adkins Rd, Delmar, MD 21875

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,716 sqft · built 1999
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$11,500 (Jun 1998)
Tax Bill$2,228 (2025)
Deeds & MortgagesMar 2019 Line of Credit
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN11-020984

Property Details

APN / Parcel Number

Primary APN11-020984
Alternative APN
  • 020984

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,716 sqft Total Area

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area780 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area544 sqft
Deck Area175 sqft
Shed1 Shed
Shed Area1,120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number020984
Street Address28883 ADKINS RD
CityDELMAR
StateMD
Zip21875-2533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL-1 1AC ES ADKINS RD WM & CRISTA HUGHES SUBDV
Legal SubdivisionCRISTA HUGHES SUB
Legal Lot Number1
JurisdictionWICOMICO MD
Township / Civil Division11, DELMAR
Census Block Group3
Census Block3015
Census Tract10704

Owner

28883 Adkins Rd is owned and occupied by two individuals who bought it in June 1998.

Source: Wicomico County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address28883 ADKINS RD, DELMAR, MD 21875-2533
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2019Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC
Feb 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 11, 1998 · Amount on File
Deed SaleJun 11, 1998 · Amount on File
Deed Document Number19981202
Deed Book / Page1610 / 784
Record UpdatedOct 29, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICOMICO MD
Property Address28883 ADKINS RD, DELMAR, MD 21875-2533
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044480236
DateMar 26, 2019
Book Page4448/236
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueApr 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICOMICO MD
Property Address28883 ADKINS RD, DELMAR, MD 21875-2533
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0050410488
DateFeb 14, 2022
Book Page5041/488
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 28883 Adkins Rd was $2,228 with a homeowner's exemption.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$319,300 Land $40,000 Building $279,300$319,300 Land $40,000 Building $279,300
2025$2,228.00 Homeowner's exemption
2023$2,099.00 Homeowner's exemption$225,500 Land $40,000 Building $185,500$225,500 Land $40,000 Building $185,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28883 Adkins Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28883 Adkins Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Adkins Rd

Nearby Streets

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