28881 Lemon St, Highland, CA 92346 Property Records

San Bernardino County property record for 28881 Lemon St, Highland, CA 92346

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,372 sqft · built 2011
Lot Size	0.307 acres (13,363 sqft)
Owner	Individual Name on File
Tax Bill	$10,736 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1201-481-25-0000`

Property Details

APN / Parcel Number

Primary APN	`1201-481-25-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,372 sqft Living Area
Gross Area	3,972 sqft
1st Floor Area	1,764 sqft
2nd Floor Area	1,608 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	13,363 sqft (0.307 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	628 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	28881 LEMON ST
City	HIGHLAND
State	CA
Zip	92346-5386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 17263 LOT 25 BOOK 326 PAGE 74
Legal Subdivision	TRACT NO 17263
Legal Tract	17263
Legal Block	1
Legal Lot Number	25
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1006
Census Tract	7903

Owner

28881 Lemon St is owned and occupied by an individual who acquired it in March 2015.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	28881 LEMON ST, HIGHLAND, CA 92346-5386
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Jan 18, 2019	Deed of Trust, Mortgage · ARM PROVIDENT SAVINGS BANK FSB
Oct 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2015
Deed Sale	Mar 2, 2015
Prior Sale	Apr 1, 2013 · Amount on File
Deed Document Number	201579698
Prior Transfer Date	Feb 24, 2015
Prior Transfer Doc	0000079698
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28881 LEMON ST, HIGHLAND, CA 92346-5386
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28881 LEMON ST, HIGHLAND, CA 92346-5386

Mortgage

Document Number	0000019519
Date	Jan 18, 2019
Instrument	2019-0019519

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28881 LEMON ST, HIGHLAND, CA 92346-5386
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28881 LEMON ST, HIGHLAND, CA 92346-5386

Mortgage

Document Number	0000019520
Date	Jan 18, 2019
Instrument	2019-0019520

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	9.75%
Index	Prime Rate
Max Rate	12.7%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	28881 LEMON ST, HIGHLAND, CA 92346-5386
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28881 LEMON ST, HIGHLAND, CA 92346-5386

Mortgage

Document Number	0000423682
Date	Oct 29, 2020
Instrument	2020-0423682

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 28881 Lemon St was $10,736 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Highland City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$593,675 (+2%) Land $169,569 Building $424,106
2025	$10,736.00 Homeowner's exemption	$582,034 Land $166,244 Building $415,790
2023	$10,032.00 (+1.94%) Homeowner's exemption	$559,432 Land $159,788 Building $399,644
2022	$9,841.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 28881 Lemon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28881 Lemon St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST VALLEY WATER DISTRICT serves 108,600 people · EPA ID CA3610064
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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