2888 Stetson Ln, Custer, WA 98240 Property Records

Whatcom County property record for 2888 Stetson Ln, Custer, WA 98240

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,388 sqft · built 1978
Lot Size	2.44 acres (106,286 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Feb 2022)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`588910`

Property Details

APN / Parcel Number

Primary APN	`588910`
Alternative APNs	`400124 019350 0000` `118247` `517112`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,388 sqft Living Area
1st Floor Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Metal
Lot Area	106,286 sqft (2.44 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	16 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	517112
Street Address	2888 STETSON LN
City	CUSTER
State	WA
Zip	98240-9427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 1 GLEASON SHORT PLAT AS REC BOOK 10 SHORT PLATS PG 33
Legal Range	01
Legal Township	40
Legal Section	24
Legal Subdivision	GLEASON SHORT PLAT
Legal Lot Number	1
Jurisdiction	WHATCOM WA
Township / Civil Division	BLAINE
Census Block Group	1
Census Block	1052
Census Tract	10408

Owner

2888 Stetson Ln is owned by an individual who bought it in February 2022.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3061 ALDERGROVE RD, FERNDALE, WA 98248-9603
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Feb 10, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 14, 2020	Deed of Trust, Mortgage · VA Mortgage RANLIFE
Aug 26, 2019	Deed of Trust, Mortgage · VA Mortgage SUN WEST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2022 · Amount on File
Deed Sale	Feb 10, 2022 · Amount on File
Prior Sale	Dec 29, 2014 · Amount on File
Deed Document Number	2022-0201211
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2888 STETSON LN, CUSTER, WA 98240-9427
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000403195
Date	Apr 19, 2021
Instrument	2021-0403195

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Feb 10, 2022
Property Address	2888 STETSON LN, CUSTER, WA 98240-9427
Document Number	0000201211
Map Reference	VOL10PG33AF1473169
Instrument Date	Jan 27, 2022
Instrument	2022-0201211
Transaction Type	Transfer
Record Updated	Nov 1, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,785.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3061 ALDERGROVE RD, FERNDALE, WA 98248-9603

Mortgage

Document Number	0000201212
Date	Feb 10, 2022
Instrument	2022-0201212

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2888 STETSON LN, CUSTER, WA 98240-9427
Document Number	2200703918
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Aug 3, 2020
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2888 STETSON LN CUSTER WA 982409427, CUSTER, WA 98240-9427

Mortgage

Document Number	2200703918
Date	Jul 24, 2020
Instrument	703918

Lender

Name	RANLIFE
Address	SANDY, UT 84070

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	2888 STETSON LN, CUSTER, WA 98240-9427
Document Number	2190804145
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2888 STETSON LN CUSTER WA 982409427, CUSTER, WA 98240-9427

Mortgage

Document Number	2190804145
Date	Aug 30, 2019
Instrument	804145

Lender

Name	SUN WEST MTG
Type	Mortgage Company
Address	BUENA PARK, CA 90620

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2888 Stetson Ln was $4,216.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,216.00	$547,019 Land $297,883 Building $249,136	$547,019 Land $297,883 Building $249,136
2022		$506,187 Land $215,170 Building $291,017	$506,187 Land $215,170 Building $291,017
2021	$3,426.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2888 Stetson Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2021 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Nov 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2888 Stetson Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Ziply Fiber.

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