2888 Lemon Grass Ln, Gilroy, CA 95020 Property Records

Santa Clara County property record for 2888 Lemon Grass Ln, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,455 sqft · built 2018
Lot Size0.174 acres (7,592 sqft)
Owner2 Individual Names on File
Last Sale$1,465,000 (Jun 2025)
Tax Bill$18,526 (2025)
Deeds & MortgagesJan 2026 Mortgage
May 2023 Sale
+ 3 more
Flood ZoneZone D (undetermined)
APN810-87-060

Property Details

APN / Parcel Number

Primary APN810-87-060

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Stories2 Stories
Building Area3,455 sqft Living Area
1st Floor Area1,809 sqft
2nd Floor Area1,646 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleL-Shape
Construction TypeWood
Lot Area7,592 sqft (0.174 acres)
Garage Area612 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address2888 LEMON GRASS LN
CityGILROY
StateCA
Zip95020-7598
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeHC
Legal SubdivisionTRACT 10398
Legal Tract10398
JurisdictionSANTA CLARA CA
Township / Civil DivisionLLAGAS-UVAS
Census Block Group3
Census Block3003
Census Tract512200

Owner

Source: Santa Clara County assessment roll, as of August 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2888 LEMON GRASS LN, GILROY, CA 95020-7598
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 2, 2026Deed of Trust, Mortgage · Conventional Mortgage
ITRUST MORTGAGE
May 8, 2023Grant Deed, Transfer
ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Jul 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Oct 15, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2025 · Amount on Record
Deed SaleJun 26, 2025 · Amount on Record
Prior SaleMay 8, 2023 · Amount on Record
Deed Document Number202525827001
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2888 LEMON GRASS LN, GILROY, CA 95020-7598
Transaction TypeMortgage
Record UpdatedJan 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2888 LEMON GRASS LN, GILROY, CA 95020-7598
InvestorPossibly a Property Investor

Mortgage

Document Number0025926198
DateJan 2, 2026
Instrument25926198
Lender
NameITRUST MORTGAGE
Address6281 BEACH BLVD STE 150, BUENA PARK, CA 90621
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2056

May 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateMay 8, 2023
Property Address2888 LEMON GRASS LN, GILROY, CA 95020-7598
Document Number0025471542
Map ReferenceMB 906 PG 36-41
Instrument DateApr 21, 2023
Instrument25471542
Transaction TypeTransfer
Record UpdatedMay 17, 2023
Title CompanyORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address2888 LEMON GRASS LN, GILROY, CA 95020-7598

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2888 LEMON GRASS LN, GILROY, CA 95020-7598
Transaction TypeMortgage
Record UpdatedJul 22, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2888 LEMON GRASS LN, GILROY, CA 95020-7598

Mortgage

Document Number0025022912
DateJul 9, 2021
Instrument25022912
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051
Interest
Rate TypeAdjustable Rate
Rate1.75%
Type Change DateJul 1, 2028
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change6.75%
IndexOther
Margin3
Max Rate6.75%

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address2888 LEMON GRASS LN, GILROY, CA 95020-7598
Document Number0024334461
Instrument DateNov 12, 2019
Transaction TypeMortgage
Record UpdatedDec 2, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2888 LEMON GRASS LN GILROY CA 950207598, GILROY, CA 95020-7598

Mortgage

Document Number0024334461
DateNov 19, 2019
Instrument24334461
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2049
Interest
Rate TypeAdjustable Rate
Rate3.25%

October 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 15, 2018
Property Address2888 LEMON GRASS LN, GILROY, CA 95020-7598
Document Number0024042613
Instrument DateOct 10, 2018
Instrument24042613
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 25, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,132.45
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address2888 LEMON GRASS LN GILROY CA 950207598, GILROY, CA 95020-7598

Mortgage

Document Number24042614
DateOct 15, 2018
Instrument24042614
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 14, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$18,526.00 (+1.63%)$1,482,570 (+55.67%) Land $624,240 Building $858,330
2024$18,228.00 (+49.88%)
2023$12,162.00 (+1.72%) Homeowner's exemption$952,397 Land $372,205 Building $580,192
2022$11,956.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 74% of California
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF GILROY
serves 59,426 people · EPA ID CA4310004
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 35
Razzolink
Fixed Wireless
500 / 250
Etheric Networks
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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