28870 Cavell Ter, Naples, FL 34119 Property Records

Lee County property record for 28870 Cavell Ter, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 5,992 sqft · built 2004
Lot Size	0.942 acres (41,047 sqft)
Owner	2 Trust Names on File
Last Sale	$3,035,000 (Jul 2025)
Tax Bill	$54,264 (2025)
Deeds & Mortgages	Jul 2025 Sale Aug 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-48-26-B4-01203.J118`

Property Details

APN / Parcel Number

Primary APN	`05-48-26-B4-01203.J118`
Alternative APNs	`05-48-26-B3-01203.J118` `260548B301203J118` `10440514`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,992 sqft Living Area
Gross Area	11,887 sqft
1st Floor Area	4,537 sqft
Upper Floors Area	1,455 sqft
Flooring	Marble
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Architectural Style	Colonial
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	41,047 sqft (0.942 acres)
View / Lot	Golf Course
Garage Type	Attached
Garage Area	1,220 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	600 sqft
Porch	Slab
Porch Area	811 sqft
Patio Area	2,699 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10440514
Street Address	28870 CAVELL TER
City	NAPLES
State	FL
Zip	34119-0908
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	QUAIL WEST PH 2 UT 2 PB 60 PGS 36-39 BLK 3 LOT J118
Legal Range	26E
Legal Township	48S
Legal Section	05
Legal Subdivision	QUAIL WEST
Legal Phase	2
Legal Tract	B4
Legal Block	3
Legal Lot Number	J118
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	2
Census Block	2011
Census Tract	50324

Owner

28870 Cavell Ter is owner-occupied and held in a trust since July 2025.

Source: Lee County records, as of October 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	28870 CAVELL TER, NAPLES, FL 34119-0908
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 9, 2022	Quit Claim Deed, Transfer · Commercial Mortgage VELOCITY COMMERCIAL CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2025 · Amount on File
Deed Sale	Jul 2, 2025 · Amount on File
Prior Sale	May 6, 2011 · Amount on File
Deed Document Number	2025179758
Prior Transfer Date	Aug 9, 2022
Prior Transfer Doc	0000257290
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 2, 2025
Property Address	28870 CAVELL TER, NAPLES, FL 34119-0908
Document Number	0000179758
Map Reference	MB 60 PG 36
Instrument Date	Jun 26, 2025
Instrument	2025000179758
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$21,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	398 CAMINO GARDENS BLVD # BLVD110, BLVD110, BOCA RATON, FL 33432-5827

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28870 CAVELL TER, NAPLES, FL 34119-0908

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEE FL
Recording Date	Aug 9, 2022
Property Address	28870 CAVELL TER, NAPLES, FL 34119-0908
Document Number	0000257290
Map Reference	MB 60 PG 36
Instrument Date	Aug 9, 2022
Instrument	2022000257290
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 SE MIMER BLVD #929929, 929929, BOCA RATON, FL 33432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	99 SE MIMER BLVD #929 # 929, 929, BOCA RATON, FL 33432

Mortgage

Document Number	0000257291
Date	Aug 9, 2022
Instrument	2022000257291

Lender

Name	VELOCITY COMMERCIAL CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 28870 Cavell Ter was $54,264, down 5.2% from the year before.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Bonita Springs City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$3,099,338 (-26.91%)	$3,374,689 (-20.42%) Land $726,410 Building $2,648,279
2025	$54,264.00 (-5.24%)	$4,240,395 Land $800,843 Building $3,439,552	$4,240,395 Land $800,843 Building $3,439,552
2024	$57,264.00 (+10.01%)
2023	$52,054.00 (+130.16%)	$3,992,810 (+129.87%) Land $2,061,300 Building $1,931,510	$3,992,810 (+25.77%) Land $2,061,300 Building $1,931,510
2022	$22,616.00 Homeowner's exemption	$1,737,000	$3,174,735 Land $1,500,000 Building $1,674,735

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28870 Cavell Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28870 Cavell Ter is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONITA SPRINGS UTILITIES serves 76,033 people · EPA ID FL5360025
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	1,000 / 1,000

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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