2887 Rosemary Dr, Largo, FL 33770 Property Records

Pinellas County property record for 2887 Rosemary Dr, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,416 sqft · built 1962
Lot Size	0.192 acres (8,346 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Apr 2022)
Tax Bill	$8,414 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-749-2938-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-2938-1`
Alternative APNs	`05-30-15-62334-008-0100` `301505623340080100` `153005623340080100` `R48750`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,416 sqft Living Area
Gross Area	1,817 sqft
1st Floor Area	1,416 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1983
Architectural Style	H-Shape
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,346 sqft (0.192 acres)
Lot Dimensions	92 ft deep x 92 ft wide
Garage Type	Attached
Garage Area	338 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	291 sqft
Deck Area	Deck Area
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R48750
Street Address	2887 ROSEMARY DR
City	LARGO
State	FL
Zip	33770-4286
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	OAKDALE MANOR ADD BLK 8, LOT 10
Legal Range	15E
Legal Township	30S
Legal Section	5
Legal Subdivision	OAKDALE MANOR ADD
Legal Tract	62334
Legal Block	8
Legal Lot Number	10
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1020
Census Tract	25207

Owner

2887 Rosemary Dr is owned by two individuals who bought it in April 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	820 BURNHAMTHORPE RD, ETOBICOKE, ON M9C 4
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed of Trust, Mortgage · Line of Credit RBC BANK (GEORGIA) NA
Apr 8, 2022	Warranty Deed, Transfer SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Nov 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage JOSEPH NOWACKI

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2022 · Amount on File
Deed Sale	Apr 8, 2022 · Amount on File
Prior Sale	Nov 30, 2021 · Amount on File
Deed Document Number	2022112292
Deed Book / Page	22013 / 461
Prior Transfer Date	Jan 30, 2009
Prior Transfer Doc	0168051076
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	2887 ROSEMARY DR, LARGO, FL 33770-4286
Transaction Type	Mortgage
Record Updated	Jun 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 BURNHAMTHORPE ROAD 404, 404, TORONTO XX

Mortgage

Document Number	0220782090
Date	May 27, 2022
Book Page	22078/2090
Instrument	2022168321

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank
Address	RALEIGH, NC 27617

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jun 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 8, 2022
Property Address	2887 ROSEMARY DR, LARGO, FL 33770-4286
Document Number	0220130461
Book / Page	22013 / 461
Map Reference	MB 45 PG 82
Instrument Date	Apr 4, 2022
Instrument	2022112292
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$3,570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2525 W BAY DR # DR820, 2525, LARGO, FL 33770-1951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 BURNHAMTHORPE RD, CANDA XX

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Nov 30, 2021
Property Address	2887 ROSEMARY DR, LARGO, FL 33770-4286
Document Number	0218271317
Book / Page	21827 / 1317
Map Reference	MB 45 PG 82&83
Instrument Date	Nov 24, 2021
Instrument	2021387393
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	SEMINOLE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24828 SIENA DR, 24828, SEMINOLE, FL 33776

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 WEST BAY DR # 820, 820, LARGO, FL 33770-1951

Mortgage

Document Number	0218271319
Date	Nov 30, 2021
Instrument	21827/1319

Lender

Name	JOSEPH NOWACKI
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2887 Rosemary Dr was $8,414, up 1.7% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,414.00 (+1.66%)	$477,208 Land $149,242 Building $327,966	$477,208 Land $149,242 Building $327,966
2024	$8,277.00 (+23.3%)
2023	$6,713.00 (+52.19%)	$381,031 (+55.14%)	$381,031 (+55.14%) Land $198,136 Building $182,895
2022	$4,411.00	$245,608	$245,608 Land $167,960 Building $77,648

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2887 Rosemary Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	26 of 78
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 9 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2887 Rosemary Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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