2887 E Wattles Rd, Troy, MI 48085 Property Records

Oakland County property record for 2887 E Wattles Rd, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 808 sqft · built 1941
Lot Size	0.419 acres (18,295 sqft)
Owner	2 Individual Names on Record
Deeds & Mortgages	Nov 2020 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-13-478-021`

Property Details

APN / Parcel Number

Primary APN	`88-20-13-478-021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	808 sqft Living Area
1st Floor Area	808 sqft
Basement Area	808 sqft

Exterior

Year Built	Built 1941
Architectural Style	Bungalow
Exterior Material	Wood Siding
Lot Area	18,295 sqft (0.419 acres)
Lot Dimensions	140 ft deep x 130 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	2887 E WATTLES RD
City	TROY
State	MI
Zip	48085-3733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	T2N, R11E, SEC 13 SUPERVISOR'S PLAT OF FORSYTH ACRES LOT 23 EXC S 27 FT TAKENFOR WATTLES RD 12-17-90 TRAN FR 426-043 7-24-00
Legal Range	11E
Legal Township	02N
Legal Section	13
Legal Subdivision	SUPERVISORS PLAT OF FORSYTH ACRES
Legal Lot Number	23
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2021
Census Tract	197900

Owner

Source: Oakland County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2887 E WATTLES RD, TROY, MI 48085-3733
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2020	Deed of Trust, Mortgage · VA Mortgage PNC BANK NA
Apr 10, 2019	Deed of Trust, Mortgage · VA Mortgage PNC BANK NA
May 12, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2014
Deed Sale	Nov 19, 2014
Prior Sale	Dec 23, 2009 · Amount on Record
Deed Document Number	223333
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2887 E WATTLES RD, TROY, MI 48085-3733
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 E WATTLES RD, TROY, MI 48085-3733

Mortgage

Document Number	0000228627
Date	Nov 2, 2020
Book Page	55103/1
Instrument	228627

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2887 E WATTLES RD, TROY, MI 48085-3733
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055183
Date	Apr 10, 2019
Book Page	52722/00001
Instrument	55183

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2887 E WATTLES RD, TROY, MI 48085-3733
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2887 E WATTLES RD, TROY, MI 48085-3733

Mortgage

Document Number	0000124515
Date	May 12, 2021
Book Page	56224/505
Instrument	124515

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Apr 28, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2887 E WATTLES RD, TROY, MI 48085-3733
Document Number	0000089688
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2887 E WATTLES RD TROY MI 480853733, TROY, MI 48085-3733

Mortgage

Document Number	0000089688
Date	May 4, 2017
Book Page	050639/000689
Instrument	89688

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	WATERFORD, MI 48327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 3, 2037

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1982–2019)
Most Recent Claim	Aug 2019 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Aug 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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