San Joaquin County property record for 2887 Bay Ct, Tracy, CA 95377
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,776 sqft · built 2004 |
| Lot Size | 0.172 acres (7,520 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $280,000 (Apr 2009) |
| Tax Bill | $6,727 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 240-420-190-000 |
| Primary APN | 240-420-190-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,776 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 7,520 sqft (0.172 acres) |
| Garage Type | Mixed |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2887 BAY CT |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95377-8529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 02-FM PT OF 240-020-03 PER PRESIDIO PUD #1A |
| Legal Subdivision | PRESIDIO PUD UNIT #1A |
| Legal Lot Number | 93 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 5212 |
Source: San Joaquin County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4231 CAMEO LN, BELLINGHAM, WA 98226-7956 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Sep 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2009 · Amount on Record |
| Deed Sale | Apr 3, 2009 · Amount on Record |
| Prior Sale | May 1, 2014 |
| Deed Document Number | 0000051398 |
| Last Transfer Date | Apr 20, 2016 |
| Transfer Doc | 0000044305 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2887 BAY CT, TRACY, CA 95377-8529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | ORANGE COAST TITLE CO FAIR |
| Name | Verified Name |
|---|
| Document Number | 0000003128 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 2020-003128 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | FOLSOM, CA 95630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 2887 BAY CT, TRACY, CA 95377-8529 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE CONCORD |
| Name | Verified Name |
|---|---|
| Address | 1309 WOODSTOCK WAY 3046, 3046, BELLINGHAM, WA 98226-3576 |
| Document Number | 0000121817 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 2020-121817 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: San Joaquin County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,727.00 (+7.98%) | $360,553 (+4.04%) Land $90,136 Building $270,417 |
| 2023 | $6,230.00 (+2.13%) | $346,554 Land $86,637 Building $259,917 |
| 2022 | $6,100.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TRACY serves 98,215 people · EPA ID CA3910011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Matrix Broadband Fixed Wireless | 400 / 80 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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