28869 Topsfield Ct, Temecula, CA 92591 Property Records

Riverside County property record for 28869 Topsfield Ct, Temecula, CA 92591

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,778 sqft · built 2005
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$815,000 (Oct 2022)
Tax Bill$10,667 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2022 Transfer
+ 6 more
Flood ZoneZone X (minimal risk)
APN916-442-004

Property Details

APN / Parcel Number

Primary APN916-442-004

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,778 sqft Living Area
Gross Area3,486 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Construction TypeWood
Roof MaterialTile
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area637 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address28869 TOPSFIELD CT
CityTEMECULA
StateCA
Zip92591-7546
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.13 ACRES M/L IN LOT 45 MB 355/027 TR 30667-3
Legal SubdivisionTRACT NO 30667 3
Legal Tract30667-3
Legal Lot Number45
JurisdictionRIVERSIDE CA
Township / Civil DivisionMURRIETA
Census Block Group2
Census Block2028
Census Tract49600

Owner

28869 Topsfield Ct is owned and occupied by an individual who bought it in October 2022.

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2025Deed of Trust, Mortgage · Conventional Mortgage
CITADEL SERVICING CORPORATION
Oct 12, 2022Intrafamily Transfer, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Oct 12, 2022Grant Deed, Transfer · Conventional Mortgage
CITADEL SERVICING CORPORATION
Jun 15, 2022Grant Deed, Transfer · Conventional Mortgage
MODERN MORTGAGE LENDING INC
Oct 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
NAVY FCU
Oct 11, 2019Deed of Trust, Mortgage
NAVY FCU
Apr 3, 2019Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Sep 6, 2018Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2022 · Amount on File
Deed SaleOct 12, 2022 · Amount on File
Prior SaleJun 15, 2022 · Amount on File
Deed Document Number2022425387
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546
Transaction TypeMortgage
Record UpdatedNov 13, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMER TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10154 W LILAC RD, ESCONDIDO, CA 92026-5309

Mortgage

Document Number0000336324
DateOct 31, 2025
Instrument2025-0336324
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionRIVERSIDE CA
Recording DateOct 12, 2022
Property Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546
Document Number0000425386
Map ReferenceMB 355 PG 27-32
Instrument DateSep 21, 2022
Instrument2022-0425386
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10154 W LILAC RD, ESCONDIDO, CA 92026-5309

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateOct 12, 2022
Property Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546
Document Number0000425387
Map ReferenceMB 355 PG 27-32
Instrument DateSep 20, 2022
Instrument2022-0425387
Transaction TypeTransfer
Record UpdatedOct 21, 2022
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10154 W LILAC RD, ESCONDIDO, CA 92026-5309

Mortgage

Document Number0000425388
DateOct 12, 2022
Instrument2022-0425388
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.5%
Type Change DateNov 1, 2027
Change FrequencyAnnually
Min Rate At Change8%
Max Rate At Change10%
Index1-Year CMT
Max Rate14%

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateJun 15, 2022
Property Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546
Document Number0000271914
Map ReferenceMB 355 PG 27-32
Instrument DateJun 2, 2022
Instrument2022-0271914
Transaction TypeTransfer
Record UpdatedJun 28, 2022
Title CompanyTICOR TITLE RIVERSIDE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546

Mortgage

Document Number0000271915
DateJun 15, 2022
Instrument2022-0271915
Lender
NameMODERN MORTGAGE LENDING INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546

Mortgage

Document Number0000510673
DateOct 22, 2020
Instrument2020-0510673
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRIVERSIDE CA
Property Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546
Document Number0000418354
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedOct 28, 2019
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28869 TOPSFIELD CT TEMECULA CA 925917546, TEMECULA, CA 92591-7546

Mortgage

Document Number0000418354
DateOct 17, 2019
Instrument418354
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount on Record
Term360 Months
DueOct 16, 2049

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateApr 3, 2019
Property Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546
Document Number0000112370
Map ReferenceMB 355 PG 27-32
Instrument DateMar 5, 2019
Instrument2019-0112370
Transaction TypeTransfer
Record UpdatedSep 28, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546

Mortgage

Document Number0000112371
DateApr 3, 2019
Instrument2019-0112371
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2049

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateSep 6, 2018
Property Address28869 TOPSFIELD CT, TEMECULA, CA 92591-7546
Document Number0000358192
Instrument DateSep 4, 2018
Instrument358192
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$488.40
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address28869 TOPSFIELD CT TEMECULA CA 925917546, TEMECULA, CA 92591-7546

Tax Assessment & Valuation

The 2025 property tax bill for 28869 Topsfield Ct was $10,667.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityTemecula City
Unified School DistrictTemecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$864,884 (+2%) Land $132,651 Building $732,233
2025$10,667.00$847,926 Land $130,050 Building $717,876
2023$10,484.00 (+40.4%)$815,000 Land $125,000 Building $690,000
2022$7,467.00
2021$558,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 28869 Topsfield Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 28869 Topsfield Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRANCHO CALIFORNIA WATER DISTRICT
serves 146,147 people · EPA ID CA3310038
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Accel Wireless
Fixed Wireless
100 / 25
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Frontier, GeoLinks, Southern California Telephone, Spectrum, Verizon.

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