28866 Flory Rd, Defiance, OH 43512 Property Records

Defiance County property record for 28866 Flory Rd, Defiance, OH 43512

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,456 sqft · built 1970
Lot Size5 acres (217,844 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Jun 2026)
Tax Bill$1,425 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Nov 2017 Transfer
Flood ZoneZone X (minimal risk)
APNJ080003000202

Property Details

APN / Parcel Number

Primary APNJ080003000202

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,456 sqft Living Area
Gross Area4,228 sqft
1st Floor Area1,456 sqft
Basement Area1,456 sqft
Unfinished Basement1,456 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1975
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area217,844 sqft (5 acres)
Garage TypeAttached - Unfinished
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area336 sqft
Deck Area180 sqft
Patio Area176 sqft
Shed1 Shed
Shed Area120 sqft
Canopy144 sqft
Pole Barn1,496 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Street Address28866 FLORY RD
CityDEFIANCE
StateOH
Zip43512-9023
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECTION 3 PT NE 1/4
JurisdictionDEFIANCE OH
Township / Civil DivisionRICHLAND
Census Block Group4
Census Block4075
Census Tract958100

Owner

28866 Flory Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Defiance County records, as of October 2, 2026

Owner of Record2 Individual Names on File
Mailing Address28866 FLORY RD, DEFIANCE, OH 43512-9023
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2026Warranty Deed, Transfer · Conventional Mortgage
FARMERS MERCHANTS STATE BANK
Nov 21, 2017Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2026 · Amount on File
Deed SaleJun 23, 2026 · Amount on File
Deed Document Number20262303
Deed Book / Page482 / 1229
Prior Transfer DateNov 17, 2017
Prior Transfer Doc408/0565
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDEFIANCE OH
Recording DateJun 23, 2026
Property Address28866 FLORY RD, DEFIANCE, OH 43512-9023
Document Number0000002303
Book / Page482 / 1229
Instrument DateJun 23, 2026
Instrument20262303
Transaction TypeTransfer
Record UpdatedSep 8, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$103,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address28866 FLORY RD, DEFIANCE, OH 43512-9023

Mortgage

Document Number0000002304,
DateJun 23, 2026
Book Page482/1231
Instrument20262304
Lender
NameFARMERS MERCHANTS STATE BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDEFIANCE OH
Recording DateNov 21, 2017
Property Address28866 FLORY RD, DEFIANCE, OH 43512-9023
Document Number408/0565
Book / Page408 / 0565
Instrument DateNov 17, 2017
Instrument201700004943
Transaction TypeTransfer
Record UpdatedMay 24, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address28866 FLORY RD, DEFIANCE, OH 43512-9023

Tax Assessment & Valuation

The 2025 property tax bill for 28866 Flory Rd was $1,425 with a homeowner's exemption.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

TypeName
StateOhio
CountyDefiance County
County SubdivisionRichland Township
Unified School DistrictNortheastern Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,425.00 Homeowner's exemption$61,790 (-) Land $10,550 Building $51,240
2024$1,425.00 (-5.75%) Homeowner's exemption$61,790 (-) Land $10,550 Building $51,240$176,540 (%) Land $30,130 Building $146,410
2023$1,512.00 (+9.25%) Homeowner's exemption$61,790 (+21.75%) Land $10,550 Building $51,240$176,542 Land $30,142 Building $146,400
2022$1,384.00 Homeowner's exemption$50,750 Land $9,250 Building $41,500
2020$145,020 Land $26,440 Building $118,580

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 28866 Flory Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 28866 Flory Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
bright.net
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
MetaLINK Technologies
Fixed Wireless
200 / 50

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