28860 State Line Rd E, Ardmore, AL 35739 Property Records

Limestone County property record for 28860 State Line Rd E, Ardmore, AL 35739

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,084 sqft · built 2020
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Mar 2020)
Tax Bill	$1,288 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0101020000001004`

Property Details

APN / Parcel Number

Primary APN	`0101020000001004`
Alternative APNs	`10104018` `62410`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,084 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	1,558 sqft
Parking Spaces	6 Parking Spaces
Porch	Open Porch
Porch Area	438 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	10104018
Street Address	28860 STATE LINE RD E
City	ARDMORE
State	AL
Zip	35739-8221
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NE COR SEC 2 1 3 W 594.53 POB S 770.42 W 491.78 N 790.73 E 613.99 POB
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1002
Census Tract	20103

Owner

Source: Limestone County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28860 STATE LINE RD E, ARDMORE, AL 35739-8221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH ALABAMA BANK
Oct 6, 2025	Deed of Trust, Mortgage · Line of Credit NORTH ALABAMA BANK
Mar 17, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2020 · Amount on Record
Deed Sale	Mar 17, 2020 · Amount on Record
Deed Document Number	0202018648
Deed Book / Page	2020 / 18648
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	28860 STATE LINE RD E, ARDMORE, AL 35739-8221
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/61654
Date	Jul 27, 2020
Book Page	2020/61654

Lender

Name	NORTH ALABAMA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 1, 2021

Interest

Rate Type	Fixed Rate

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIMESTONE AL
Property Address	28860 STATE LINE RD E, ARDMORE, AL 35739-8221
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025/81774
Date	Oct 6, 2025
Book Page	2025/81774

Lender

Name	NORTH ALABAMA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 15, 2035

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Mar 17, 2020
Property Address	28860 STATE LINE RD E, ARDMORE, AL 35739-8221
Document Number	2020/18648
Book / Page	2020 / 18648
Instrument Date	Mar 11, 2020
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7027 SKUNK ALY, EVERGREEN, CO 80439-6833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28575 AL HIGHWAY 53, ARDMORE, AL 35739-8700

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Limestone County
Unified School District	Limestone County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,288.00 (+7.6%) Homeowner's exemption	$43,700 (+4.9%)	$623,000 (+6.44%) Land $227,100 Building $395,900
2024	$1,197.00 (+3.1%) Homeowner's exemption	$41,660 (+5.63%)	$585,300 (+3.92%) Land $206,400 Building $378,900
2023	$1,161.00 (+29.14%) Homeowner's exemption	$39,440 (+28.39%)	$563,200 (+46.67%) Land $206,400 Building $356,800
2022	$899.00 Homeowner's exemption	$30,720	$384,000 Land $97,100 Building $286,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMESTONE COUNTY WATER & SEWER AUTH. serves 90,900 people · EPA ID AL0000833
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000

May also be available: Mediacom Xtream.

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