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2886 Upper Dr, Lake Oswego, OR 97035 Property Records

Clackamas County property record for 2886 Upper Dr, Lake Oswego, OR 97035

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,498 sqft · built 2003
Lot Size0.513 acres (22,333 sqft)
Owner2 Individual Names on File
Last Sale$1,300,000 (Aug 2023)
Tax Bill$13,071 (2025)
Deeds & MortgagesAug 2023 Sale
Jun 2022 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN21E08DA03301

Property Details

APN / Parcel Number

Primary APN21E08DA03301
Alternative APN
  • 05006050

Interior

Bedrooms2 Beds
Full Baths3 Baths
Building Area2,498 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area22,333 sqft (0.513 acres)

Location & Zoning

Account Number05006050
Street Address2886 UPPER DR
CityLAKE OSWEGO
StateOR
Zip97035-3664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal DescriptionPARTITION PLAT 2002-072 PARCEL 2
Legal Range1E
Legal Township2S
Legal Section08
Legal SubdivisionPARTITION PLAT 2002-072
Legal Lot Number2
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group2
Census Block2014
Census Tract20202

Owner

2886 Upper Dr is owned and occupied by two individuals who bought it in August 2023.

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Warranty Deed, Transfer
E-CHICAGO TITLE, CHICAGO TITLE
Jun 14, 2022Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA
Jan 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
FBC MORTGAGE LLC
Jul 19, 2019Warranty Deed, Transfer · ARM
FIRST TECHNOLOGY FEDERAL CU
Aug 18, 2017Warranty Deed, Transfer · ARM
WELLS FARGO BANK NA
Jan 17, 2017Warranty Deed, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2023 · Amount on File
Deed SaleAug 25, 2023 · Amount on File
Prior SaleJun 14, 2022 · Amount on File
Deed Document Number202330633
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateAug 25, 2023
Property Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664
Document Number0000030633
Instrument DateAug 21, 2023
Instrument2023-030633
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJun 14, 2022
Property Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664
Document Number0000034058
Instrument DateJun 2, 2021
Instrument2022-034058
Transaction TypeTransfer
Record UpdatedJun 20, 2022
Title CompanyLAWYERS

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664

Mortgage

Document Number0000034059
DateJun 14, 2022
Instrument2022-034059
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002911
DateJan 18, 2019
Instrument2019-002911
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
AddressORLANDO, FL 32801
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJul 19, 2019
Property Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664
Document Number0000042001
Instrument DateJul 17, 2019
Instrument2019-042001
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyWFG TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664

Mortgage

Document Number0000042002
DateJul 19, 2019
Instrument2019-042002
Lender
NameFIRST TECHNOLOGY FEDERAL CU
TypeCredit Union
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.5%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2024
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.5%
Index1-Year LIBOR
Max Rate8.5%

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateAug 18, 2017
Property Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664
Document Number0000056764
Instrument DateAug 17, 2017
Instrument2017-056764
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664
InvestorPossibly a Property Investor

Mortgage

Document Number0000056765
DateAug 18, 2017
Instrument2017-056765
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueSep 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.12%
Index1-Year LIBOR
Max Rate8.12%

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJan 17, 2017
Property Address2886 UPPER DR, LAKE OSWEGO, OR 97035-3664
Document Number0000002929
Instrument DateJan 12, 2017
Instrument2929
Transaction TypeTransfer
Record UpdatedJan 20, 2017
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount on Record
Tax$540.75
Amount AccuracyConfirmed
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3103 NW CHAPIN DR PORTLAND OR 972298073, PORTLAND, OR 97229-8073

Tax Assessment & Valuation

The 2025 property tax bill for 2886 Upper Dr was $13,071.

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,071.00$680,664$1,362,437 Land $567,527 Building $794,910
2023$12,349.00 (+3.06%)$641,592 (+3%)$1,327,196 (+8.9%) Land $544,886 Building $782,310
2022$11,982.00$622,905$1,218,785 Land $499,605 Building $719,180

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2886 Upper Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2886 Upper Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

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