2886 Tracy Rd, Overgaard, AZ 85933 Property Records

Navajo County property record for 2886 Tracy Rd, Overgaard, AZ 85933

Property Summary

Property TypeSingle Family Home
Details912 sqft · built 1978
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Sep 2021)
Tax Bill$798 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN206-17-071

Property Details

APN / Parcel Number

Primary APN206-17-071

Interior

Stories2 Stories
Building Area912 sqft Living Area
1st Floor Area912 sqft

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,227 sqft (0.12 acres)
Deck AreaDeck Area
Patio Area253 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address2886 TRACY RD
CityOVERGAARD
StateAZ
Zip85933-5429
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionBUCKSKIN MOBIL HOMESITES LOT 71
Legal Range17E
Legal Township12N
Legal Section29
Legal SubdivisionBUCKSKIN MOBIL HOMES
Legal Lot Number71
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group2
Census Block2065
Census Tract963700

Owner

Source: Navajo County assessment roll, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10840 S YUTA ST, PHOENIX, AZ 85044-1532
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2021 · Amount on Record
Deed SaleSep 27, 2021 · Amount on Record
Prior SaleSep 15, 2005 · Amount on Record
Deed Document Number202121857
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateSep 27, 2021
Property Address2886 TRACY RD, OVERGAARD, AZ 85933-5429
Document Number0000021857
Map ReferenceMB 9 PG 10
Instrument DateSep 21, 2021
Instrument2021-21857
Transaction TypeTransfer
Record UpdatedNov 24, 2021
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10840 S YUTA ST, PHOENIX, AZ 85044-1532

Mortgage

Document Number0000021858
DateSep 27, 2021
Instrument2021-21858
Lender
NameMORIA DEVELOPMENT INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
Unified School DistrictHeber-Overgaard Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$123,511 (-1.58%) Land $19,226 Building $104,285
2025$798.00 (+4.18%)$12,549 Land $1,853 Building $10,696$125,496 Land $18,533 Building $106,963
2023$766.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies17 in force
Nearby Flood Claims2 (1999–2001)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 40% of Arizona
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARIZONA WATER CO - OVERGAARD
private · serves 13,797 people · EPA ID AZ0409004
Water SourceGroundwater
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cable One
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Conexon Connect, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tracy Rd

Nearby Streets

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