2886 Romana Pl, Cincinnati, OH 45209 Property Records

Hamilton County property record for 2886 Romana Pl, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,378 sqft · built 1916
Lot Size	0.116 acres (5,053 sqft)
Owner	2 Individual Names on File
Last Sale	$334,900 (Jul 2019)
Tax Bill	$7,438 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0001-0086-00`

Property Details

APN / Parcel Number

Primary APN	`040-0001-0086-00`
Alternative APN	`122063915`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,378 sqft Living Area
Gross Area	2,098 sqft
1st Floor Area	742 sqft
2nd Floor Area	636 sqft
Upper Floors Area	636 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Asphalt
Lot Area	5,053 sqft (0.116 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Frame Porch
Porch Area	168 sqft
Deck Area	Deck Area
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2886 ROMANA PL
City	CINCINNATI
State	OH
Zip	45209-2024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF4
Legal Description	2886 ROMANA 40 X 125 LOT 10 ROMANA PLACE
Legal Subdivision	PLACE RAMONA
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2001
Census Tract	5200

Owner

2886 Romana Pl is owned and occupied by two individuals who bought it in July 2019.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2886 ROMANA PL, CINCINNATI, OH 45209-2024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit THIRD CAPITAL TITLE NEO
Jul 10, 2019	Warranty Deed, Transfer · Conventional with PMI THIRD FED'L S&L ASSN/CLEVELAND
Jun 20, 2017	Warranty Deed, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019 · Amount on File
Deed Sale	Jul 10, 2019 · Amount on File
Prior Sale	Jun 20, 2017 · Amount on File
Deed Document Number	201955051
Deed Book / Page	13955 / 1626
Prior Transfer Date	Dec 27, 2006
Prior Transfer Doc	0000005186
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2886 ROMANA PL, CINCINNATI, OH 45209-2024
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7007 BROADWAY AVENCE, CLEVELAND, OH 44105-1441

Mortgage

Document Number	0000137136
Date	Nov 12, 2021
Book Page	14543/2073
Instrument	2021-0137136

Lender

Name	THIRD CAPITAL TITLE NEO
Type	Non-Lending Institution
Address	CLEVELAND, OH 44130

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 10, 2019
Property Address	2886 ROMANA PL, CINCINNATI, OH 45209-2024
Document Number	0000055051
Book / Page	013955 / 001626
Instrument Date	May 29, 2019
Instrument	55051
Transaction Type	Transfer
Record Updated	Sep 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2886 ROMANA PL CINCINNATI OH 452092024, CINCINNATI, OH 45209-2024

Mortgage

Document Number	55052
Date	Jul 10, 2019
Book Page	013955/001629
Instrument	55052

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 9, 2049

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 20, 2017
Property Address	2886 ROMANA PL, CINCINNATI, OH 45209-2024
Document Number	0000004879
Map Reference	MB 22 PG 58
Instrument Date	Jun 9, 2017
Instrument	17-0054879
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PARKWAY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2886 ROMANA PL, CINCINNATI, OH 45209-2024

Mortgage

Document Number	0000004880
Date	Jun 20, 2017
Instrument	17-0054880

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 2886 Romana Pl was $7,438, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,438.00 (+3.08%)	$120,806 (-) Land $45,857 Building $74,949	$345,160 Land $131,020 Building $214,140
2024	$7,216.00 (-2.17%)	$120,806 (-) Land $45,857 Building $74,949
2023	$7,376.00 (-7.5%)	$120,806 (+3.06%) Land $45,857 Building $74,949	$345,160 Land $131,020 Building $214,140
2022	$7,974.00 Homeowner's exemption	$117,216 Land $43,971 Building $73,245
2020			$334,900 Land $125,630 Building $209,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2886 Romana Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2886 Romana Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 852 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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